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Employee Spotlight – Ivan Smith

Melanie Tarrant on March 4, 2024

Employee Spotlight

Ivan Smith

Consumer Loan Officer
With AGCU 8 years

Forward Thinking Force

Dedicated to shaping a brighter tomorrow. Ivan’s genuine passion for improving the future is evident in everything he does.

His enthusiasm for making a difference extends to every aspect of his life. Whether it’s tossing a football with his children, sharing a laugh with coworkers, or simply enjoying classical music.

In Ivan, we find a beacon of hope and possibility, reminding us of the importance of looking forward with purpose and intention. His commitment to building a better tomorrow inspires us to join him on the journey toward a brighter future.

With a heart full of compassion and a strong sense of faith, Ivan approaches each day with a determination to make a difference by learning about the people behind the loans, and helping them achieve their goals.


What Does Banking With A Purpose Mean to You?

It’s an opportunity to make a difference.
AGCU donates 10% of our profits back to help people. It’s just a better fellowship

If you could have any superpower, what would it be?

I’d want to know the future. That way I could help humanity improve.


What is your favorite hobby?

I’m really competitive, and I love playing board and card games with my family.

 

Tell us something about you that might surprise us.

I can play piano.

When I was younger, I played piano, synthesizer, and organ in a garage band with friends.

 


What’s the best piece of advice you’ve ever reveived?

 When you have a problem, put it in perspective. Will this even matter in a few ,months or years?

If you won’t be focused on it then, why be focused now? 

More Employee Spotlights

Terry Barksdale

Employee Spotlight – Farrah Hill

Employee Spotlight – Sharla

Employee Spotlight – Wade Brazeal

Employee Spotlight – Kim Purcell

Employee Spotlight – Janora Reed

Employee Spotlight – Leanne Allen

Employee Spotlight – Sherrie Spracklen

Video Banking and Beyond!

Melanie Tarrant on February 22, 2024

Video Banking and Beyond!

Safe. Secure. Easy to Use.

With AGCU Anywhere, You can launch a Video Banking session from your desktop, laptop, or tablet. Click the “Start a Call”  button below.

We know our members enjoy the personalized clarity of a face-to-face visit with knowledgeable AGCU team members, ESPECIALLY when it comes to matters of finance, but in-person visits aren’t always practical.
Instead of having to go to a physical location, you can start a call and speak face-to-face with an AGCU Video Banking Representative from anywhere.  Apply for a loan or open a new account right from your computer.

Through AGCU Anywhere Video Banking and Online Banking, managing your money from the convenience of your schedule is easy!

Video Banking Hours (CST): Mon – Fri: 8:30 a.m.- 5:00 p.m.

Or Download the App Today!



Need Help After Hours?

Do you have questions regarding online banking? Call Call (417) 831-4398 and speak to a representative or fill out our contact form and we will contact you!

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU. Learn More About Banking with a Purpose

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Premier Money Market Account

Melanie Tarrant on February 17, 2024

Maximizing Your Savings: The Premier Money Market Account

In the world of personal finance, there’s a wide array of options to grow and safeguard your hard-earned money. A great option that’s gaining popularity among savvy savers is the AGCU Premier Money Market Account.

The Money Market Advantage

Liquidity and Earnings

One of the standout features of a Money Market Account is its ability to offer the best of both worlds: liquidity and earnings. Unlike a traditional checking account, which typically provides minimal to no interest on your balance, or a Certificate of Deposit, which locks your money away for a fixed term, a Money Market Account allows you to access your funds while still earning a competitive Annual Percentage Yield (APY).

Competitive Rates

Our Premier Money Market Account takes this concept to the next level with a tiered system designed to reward your commitment to saving. Here’s a breakdown of the four tiers:

Minimum Balance

Rate

APY
$50,000-$74,999 3.50% 3.56%
$75,000-$99,999 3.75% 3.82%
$100,000 + 4.00% 4.07%


Why Choose a Premier Money Market Account?

Accessibility

Unlike CDs, which often lock your funds away for months or years, a Money Market Account allows you to access your money whenever you need it. With our Premier Money Market Account, you can write checks, make electronic transfers, and use your funds with ease while still benefiting from attractive interest rates.

Safety

Your financial security is paramount. Rest assured that our Premier Money Market Account, is insured up to $250,000 by the National Credit Union Administration (NCUA), making it a safe and reliable choice for your savings.

Earnings Potential

The tiered structure of our Premier Money Market Account ensures that your earnings grow in proportion to your savings commitment. As your balance increases, your APY becomes more competitive, allowing you to maximize your savings without compromising on accessibility.

Versatility

Whether you’re saving for a rainy day, a dream vacation, or a significant life event, a Money Market Account offers the versatility to meet your financial goals. With our tiered system, you can start at an accessible entry level and work your way up as your savings grow.

How to Get Started

Click below to open a Premier Money Market Account or become a member of AGCU!


Speak face-to-face with an AGCU Video Banking Representative from anywhere.
Give it a try today! Video Banking Hours (CST): Mon – Fri: 9:00 a.m.- 5:00 p.m.


Apply through online application.

Do you have questions regarding becoming a member or opening an account? Call (417) 831-4398 or fill out our contact form and we will contact you!

In conclusion, when it comes to growing your savings while maintaining access to your money, the Premier Money Market Account at AGCU offers an enticing solution. With its tiered interest rates, flexibility, and safety, it’s a powerful tool to help you achieve your financial goals. So, don’t wait; take the next step toward maximizing your savings potential by opening a Premier Money Market Account today. Your future self will thank you for it.

APY=Annual Percentage Yield. APR=annual Percentage Rate. Offer effective 9/25/23. Up to 6 withdrawals with no fees per calendar month, $10 fee for each withdrawal in excess of six per month. Rate may change at any time. The minimum balance required to open this account is $50,000.00.  Minimum average daily balance of $50,000. If, during any month, your average daily balance is below the required minimum, your account will be subject to a minimum balance fee of $10.00 monthly. You must maintain a minimum average daily balance of $50,000.00 in your account to obtain the disclosed annual percentage yield.

Big Changes in 2024

Melanie Tarrant on February 3, 2024

Exciting Changes Coming to AGCU – A Fresh Look and Enhanced Features Await You!

As we step into the new year, we are thrilled to announce some big changes at AGCU. Get ready for a revamped website launching in March 2024 that not only boasts a fresh appearance but also introduces a range of exciting features to enhance your banking experience. But that’s not all—stay tuned for an upcoming mobile banking app with its own set of innovative features later in 2024. Let’s dive into the details of what you can expect!

The New Website: A Fresh Face with Powerful Features

AGCU’s online home is getting a makeover! We believe in continuous improvement to provide you with the best possible banking experience. Here’s what’s in store for you:

  • Modern and Intuitive Design: The first thing you’ll notice is our updated look. We’ve given the website a modern and intuitive design to make your navigation smoother and your overall experience more enjoyable.
  • Effortless Navigation: This large drop-down menu makes navigation a breeze. Whether you’re looking for personal or business banking or specific services like personal checking, finding what you need has never been easier.
  • Interactive Financial Calculators: Planning your financial future is now more engaging with our interactive financial calculators. From savings to mortgages and auto loans, these calculators feature sliders that update in real-time as you make adjustments.
  • Co-Op ATM and Shared Branch Locator: Traveling or need to find an ATM or branch in a pinch? Our interactive map will locate Co-Op ATMs and Shared Branches based on your device’s location or your specified city or zip code, providing over 30,000 ATMs and 5,000+ shared branches at your fingertips.
  • Centralized Documents and Forms: No more searching for specific forms! Our new resource page brings together all the documents you need in one easy-to-find and searchable location on the site.
  • Mobile Device Compatibility: In today’s smartphone-driven world, we understand the importance of a mobile-friendly site. The updated design is not just a facelift; it’s a significant improvement for a smoother experience on your mobile devices. The Mega-Menu ensures clean navigation even on smaller screens.
  • FAQs and Site Search: Looking for answers or specific information? Our FAQ section and site search functionality are here to assist you. Find what you need quickly and efficiently.

Looking Forward to the New Mobile Banking App in 2024

But wait, there’s more! Later in 2024, AGCU will be launching a new and improved mobile banking app. Here’s a sneak peek at what’s coming your way:

  • Web App Dashboard Redefined: Our web app dashboard is getting a facelift too, with more intuitive features and enhanced functionalities.
  • Extended Account Information: Get a deeper understanding of your accounts with additional details right at your fingertips.
  • Tag Transactions and Attach Receipts: Organize and provide context to your transactions by tagging them and attaching receipts directly within the app.
  • Card Controls and Travel Protection: Enjoy advanced card controls, including the ability to temporarily freeze your credit card. Plus, let us know when you’re traveling to ensure stress-free card usage.
  • Convenient Bill Pay Options: Pay your bills effortlessly, whether it’s to a business or a person. Schedule recurring payments, send overnight or second-day payments, and even make credit card payments seamlessly.
  • Enhanced Transfer Features: Initiate internal, member-to-member, and external transfers with ease. Verify authentic accounts using micro-deposit verification for added security.
  • Alerts for Smart Banking: Set custom notifications for low or high balances and large transactions. Stay in the loop with our alert features.
  • Mobile Check Deposit: Snap a photo of your checks for hassle-free deposits, making banking on the go a breeze.And too many more features to list here!

In summary, the upcoming changes to our website and the launch of our new mobile banking app in 2024 are all about enhancing your banking experience. From a fresh look to powerful features, AGCU is committed to providing you with top-notch service that aligns with your needs. Stay tuned for a seamless, user-friendly, and feature-rich journey with AGCU in the coming year!

Employee Spotlight – Sherrie Spracklen

Melanie Tarrant on January 31, 2024

Employee Spotlight Sherrie Spracklen

Employee Spotlight

Sherrie Spracklen

Insurance Services Manager
With AGCU 10 years

Committed Advocate

AGCU InsuranceSherrie is a beacon of warmth and determination. Her laughter and love for family game nights reveal a playful yet competitive side, while her commitment to policyholders reflects a genuine dedication to service. Beyond her professional role, Sherrie’s compassion extends to volunteering at church and supporting meaningful causes. Sherrie embodies a well-rounded and caring spirit, making her a cherished member of the AGCU family.

Sherrie’s dedication to helping policyholders, coupled with a keen understanding of navigating the insurance process, emphasizes her commitment to service and advocacy. In both her professional and personal endeavors, Sherrie genuinely cares for those around her.


What Does Banking With A Purpose Mean to You?

Supporting causes, people, and missions that are near and dear to my heart.

What chore do you absolutely hate?

I won’t go in the crawl space under my house, or really anywhere that might have bats or snakes.


What is your favorite hobby?

I’m really competitive, and I love playing board and card games with my family.


How do you define success?

 By the number of people I’ve helped and the lives that I’ve touched


What is one thing that you wish people knew about your job?

 Sometimes, the cheapest coverage isn’t the best option, and it’s always better to have an agent in your corner

More Employee Spotlights

Employee Spotlight – Leanne Allen

Employee Spotlight – Wade Brazeal

Employee Spotlight – Farrah Hill

Employee Spotlight – Sharla

Employee Spotlight – Sherrie Spracklen

Employee Spotlight – Janora Reed

Employee Spotlight – Kim Purcell

Employee Spotlight – Ivan Smith

Loyalty Plus High Yield Checking

Melanie Tarrant on December 31, 2023

5 Reasons To Switch To LoyaltyPlus High Yield Checking

What Is A High-Yield Checking Account?

Checking accounts haven’t been famous for great interest rates, but that’s not why they were created: They are designed to provide unrestricted access to your money and tools that make it easy to manage day-to-day financial needs. High-yield savings accounts, on the other hand, are basically the opposite: They pay a decent interest rate, but account restrictions make it clunky for everyday money management.

A LoyaltyPlus checking account combines the convenience and functionality of a regular checking account with the interest rates that meet or exceed popular savings options such as a savings account, money market account, or certificate of deposit (CD)

Like a traditional checking account, LoyaltyPlus comes with a debit, check-writing and electronic bill payments, and remote check deposit. (These are some of the things that make a LoyaltyPlus high-yield checking account different from a high-yield savings account.)

The biggest difference between LoyaltyPlus checking account and your regular Free Checking account is how much interest AGCU pays on your balance.

Benefits of a LoyaltyPlus Checking Account

1.     LoyaltyPlus Grows Your Money

One of the primary reasons to switch to a LoyaltyPlus Checking Account is because it grows your money. As long as you maintain a balance in your checking account, it will reap the benefits of the high annual percentage rate.

The LoyaltyPlus Checking account offers APYs (Annual Percentage Yields) as high as 2.50%, far exceeding the national average.

Earn 2.50% APY on your average LoyaltyPlus Checking balances $10,000 and under*, and Additional balances after the first $10,000 earn 0.05% APY*!

2.     No Monthly Fees

LoyaltyPlus Checking accounts have no monthly fees. So you get to keep your money while it’s earning more for you. That’s extra money that you don’t have to work for. Invest it, save it, spend it. The choice is yours. Talk about a win-win!

3.      Nationwide ATM Fee Refunds

With a LoyaltyPlus Checking account, AGCU will refund ATM fees up to $15 each month. This convenience pairs well with the nearly 30,000 surcharge-free ATMs over 5,000 participating credit union Shared Branches nationwide.

4.      LoyaltyPlus Protects Your Money

Your LoyaltyPlus Checking accounts are insured by the National Credit Union Administration (NCUA) for up to $250,000 per account per user. With this protection, you can rest assured that your money and the interest it’s been earning is safe

5.     They Allow You To Easily Access Your Money

Unlike a high-yield savings account, money market account, Certificate of Deposit (CD), or other savings option that offers an attractive interest rate, you can have access to your money as you want with no limitations. Free Online and Mobile Banking and easily deposit checks from your mobile device all while benefiting from the high APY!

6.    Free Visa® Debit Card

You can request a free Visa® debit card featuring AGCU’s brand-new Logo – Even if you already have an existing card

How to Qualify

Qualifying for an AGCU LoyaltyPlus Checking account is as easy as doing what you already do!

  • Make at least 12 AGCU debit card purchases during the month.
  • At least one automatic deposit every month
  • Enroll in e-Statements

Every month that you meet these qualifications, you’ll receive 2.50% APY* on your average daily LoyaltyPlus Checking balances $10,000 and under*, and additional balances after the first $10,000 earn 0.05% APY*!
Use our convenient tracking tools to manage your accounts and watch your progress – And don’t worry, any month that you don’t meet the qualifications to earn the maximum annual percentage yield, your money will still earn .01% APY*

Switching to LoyaltyPlus Checking Account

It’s easy to switch your existing AGCU free checking account to LoyaltyPlus Checking and start earning high interest! Visit any AGCU Branch, or contact one of our representatives today! Call (417) 831-4398 or fill out our contact form and we will reach out to you!

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU.
Learn More About Banking with a Purpose

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Like us on Facebook!

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