How much can you earn from your deposits? How much will it cost to take out a loan? Stay up-to-date on the latest rates.
Earn 2.50% APY on your average Loyalty Checking balance up to $10,000, and .05% APY on balances $10,000 and up!
Minimum Balance | APR | APY |
|---|---|---|
Up to $10,000* | 2.50% | 2.53% |
$10,000+ | 0.05% | 0.05% |
Minimum requirements not met | 0.01% | 0.01% |
*Compounded monthly. Rates accurate as of 03/01/2023.
*Qualifying for an AGCU LoyaltyPlus Checking: 1) Make at least 12 AGCU debit card purchases during the month 2) At least one automatic deposit every month 3) Enroll in e-Statements
APY = Annual Percentage Yield
Rates subject to change
Savings Accounts | APR | APY |
|---|---|---|
Primary Savings | 0.10% | 0.10% |
Individual Retirement Account (IRA) | 1.00% | 1.00% |
Sub-Savings | 0.10% | 0.10% |
Health Savings Account (HSA) | 2.00% | 2.02% |
Youth Savings Account
(Ages 13-18) | 0.10% | 0.10% |
Kirby Kangaroo Kids Savings
(Ages birth – 12) | 0.10% | 0.10% |
Term | APR | APY |
|---|---|---|
7 month | 4.64% | 4.75% |
APY=Annual Percentage Yield. If automatic renewal is selected, 7-month certificate of deposit will renew at a 6-month term and interest rate in effect at that time. Minimum Deposit $1,000. Certificate dividends are paid monthly. Rates are accurate as of 10/1/2024. Limited-time rate. AGCU reserves the right to change rates at any time. For additional terms of agreement, refer to AGCU Credit Union Membership Agreement and Truth in Savings Disclosure or call 866-508-AGCU (2428).
Term | APR | APY |
|---|---|---|
13 month | 4.45% | 4.55% |
APY=Annual Percentage Yield. If automatic renewal is selected, 13-month certificate of deposit will renew at a 12-month term and interest rate in effect at that time. Rates accurate as of 10/1/2024 and are subject to change without notice. Penalty may apply for early withdrawal. $1,000.00 Minimum deposit.
Term | APR | APY |
|---|---|---|
6 month | 1.00% | 1.00% |
12 month | 3.01% | 3.05% |
18 month | 4.16% | 4.25% |
24 month | 3.75% | 3.82% |
36 month | 3.50% | 3.56% |
48 month | 3.75% | 3.82% |
60 month | 3.75% | 3.82% |
CD *Minimum Deposit $1,000. Certificate dividends paid monthly. Rates accurate as of 10/1/2024.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
Penalty may apply for early withdrawal. Rates subject to change.
Money Market Account
Minimum Balance | APR | APY |
|---|---|---|
$2,500+ | 0.25% | 0.25% |
**Compounded monthly. Rates accurate as of 09/25/2023.
APY = Annual Percentage Yield
APR = Annual Percentage Rate
Rates subject to change
Premier Money Market Account
Minimum Balance | APR | APY |
|---|---|---|
$50,000-$74,999 | 3.50% | 3.56% |
$75,000-$99,999 | 3.75% | 3.82% |
$100,000 + | 4.00% | 4.07% |
**Compounded monthly. Rates accurate as of 09/25/2023.
APY = Annual Percentage Yield
APR = Annual Percentage Rate
Rates subject to change
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