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Youth Accounts

AGCU helps kids begin their financial journey, with Youth Accounts available from birth to age 18.

We offer products and services that teach children the benefits of financial responsibility. We also provide multiple scholarships for our Youth Account Members graduating high school and continuing their education.

Kirby Kangaroo Kids Bank Account

Kirby accounts are available to children from birth to 12 years old. The minimum to open the account is $25, and dividends begin to accrue right away.

Each Kirby Kangaroo Club member gets a Club Passbook to help them keep track of deposits and withdrawals. A Quarter Saver is also provided so they can save up their coins.

Visit Kirby’s website for additional resources and fun, educational information about finances for your child.

The Kirby Club offers a fun way for kids to learn about money and start saving early!

Youth Accounts for Teens

Savings accounts are offered to youth ages 13-18 years old. The minimum to open the account is $25 and dividends begin to accrue once the balance reaches $100.

Checking accounts with complimentary debit cards are available for Youth Account holders beginning at 16 years old. A parent or legal guardian must co-sign for the checking/debit card.

Every year we award scholarships to Youth Account members who are graduating from high school and plan to attend an accredited college or university in the fall of their graduation year. It’s just our way of thanking our youth members who have chosen AGCU as their banking institution.


FamZoo is the perfect way to teach your kids the ins and outs of managing their own money! AGCU has set up a virtual Credit Union so you can provide a hands-on tool for your kids to learn how to spend, save and give!

AGCU members are entitled to a FREE annual membership to FamZoo (a $39.99 value)!

If you’re interested in FamZoo, you can get started with a YouTube tutorial or learn more about the program.

Register your account today!

Free annual
membership as
an AGCU member

Get in Touch

Contact AGCU today to open your account! Call us at 866-508-2428 or get in touch with us online to learn more!