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Merchant Card Services

AGCU makes it easy to focus on your business and improve your own customers’ experience.

We offer services that simplify credit and debit card payments and help you process payments faster.

Remote Deposit Capture

Simplify depositing checks into your account by using a scanner at your office.

With an RDC scanner, you can combine payments from multiple locations into one centralized account, make deposits when and where you want, and integrate with your accounting software for an even smoother financial solution.


Keep more of your hard-earned dollars in your business. AGCU processing can connect with a wide variety of e-commerce solutions. Contact us to set up a free analysis and see what you could be saving.

Point of Sale

Grow your business with a POS system that’s designed to grow with you. Ring up sales in store, online or on the go. Already have a POS system? Let us analyze your current processing charges and see what you can save.

ACH Transfers

“ACH” stands for Automated Clearing House. It is a method of dispersing funds via electronic means instead of writing paper checks.

There is no uncertainty with delays caused by utilizing the mail or misplacing checks at the recipient’s place of business, and the risk of theft is greatly reduced.

It’s easy to set up and initiate ACH requests between your AGCU account and other financial institutions through Online Banking.

Wire Transfers

AGCU provides incoming wire transfers without surcharge. Members receiving funds by wire transfer should use the following instructions to ensure proper and prompt credit to their account. Receiving members should provide all information to the wire sender or wiring institution.

Co-Op ATM & Shared Branch Network

AGCU is a proud member of the Co-Op ATM and Shared Branch Network. That makes it easy and convenient to access your money anytime and anywhere.

Surcharge-free ATMs
throughout the United
States and Canada
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Deposit-taking ATMS in the Co-Op ATM Network
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Shared Branches nationwide
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Contact Us

Call 866-508-2428 or contact us online to learn more about business merchant services.