Close this search box.

Home Loans

AGCU offers a variety of mortgage options to meet your needs. We are committed to helping you find the right loan for you. Whatever your lending needs, AGCU is here to help you navigate the process.

Apply Now

First Mortgages

Buying a home for the first time is a daunting task. AGCU is here to help you every step of the way.

If you’re a first-time home buyer, you’ll naturally have lots of questions throughout the process.

  • Which loan is best for first-time buyers?
  • Should you choose a fixed-rate or adjustable mortgage?
  • What does the application and approval process look like?
  • And more…

Whether you’re looking for pre-approval or already have a home picked out, AGCU’s experts will work closely with you to meet your goals.

Second Mortgages

A second mortgage can allow you to use the equity in your home for investment needs. We offer a fixed rate option on our second mortgages with a maximum term of fifteen (15) years.

There are several advantages of doing your mortgage loan with AGCU. Some of these include:

  • Low closing cost
  • No pre-payment penalty
  • Retained servicing (excludes 30 year fixed)
  • Variety of payment options
  • Cash-out refinances on specific mortgage plans

AGCU strives to provide you with the best service possible with the most individualized experience for your needs. Reach out to us today to learn more about taking out a second mortgage and how it could affect your finances.

Mortgage Rates

We have several different loan rates. View our current loan rates or call for a quote on your first mortgage or second mortgage.

View Rates

Mortgage Checklist

When thinking of applying for a mortgage, there are a lot of materials to gather so that you’re prepared. AGCU will walk you through everything you need. Be sure to check off these items as you prepare for next steps in the loan process.

Insurance Requirements

During the life of your loan, you are required to maintain and provide proof of insurance. If at any time during your loan term, you do not have insurance on your collateral, we will add insurance coverage to your loan that covers our requirements. The cost of the insurance will be added to your loan, increasing your outstanding loan balance and potentially changing your loan payment. If your insurance agent or company changes during the life of the loan, you are required to notify us.

To provide proof of insurance, send your insurance declarations to:

Visit AGCU Insurance to save time and money on your insurance.

Contact Us

Apply now, or contact our mortgage professionals at 866-508-2428. You can also email us for more information, or complete the form below and we will contact you.


Get in Touch