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Personal Credit Cards

AGCU offers a variety of personal credit cards that let you choose the card that’s best suited to your needs!

  • Max Cash Preferred
  • Real Rewards
  • Platinum
  • Secured Card

Selecting the Card That’s Right for You

Choosing the right credit card is easier than ever. 

Whether you want to pay down balances faster, maximize cash back, earn rewards or start building your credit history, we have the ideal card for you! No matter which card you choose, you’ll enjoy important features like:

* The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

Make a Payment

It’s easy to make a payment online at

If you’d like to send your payment by mail, use the following address:

PO BOX 790408
ST. LOUIS, MO 63179-0408

Report Fraud

To report fraud on your card or if it has been lost or stolen, please call 1-800-558-3424. Representatives are available 24 hours a day, 365 days a year. (For missionaries who are unable to call 800 numbers, please call collect 1-701-461-0125.)

Travel Notice

In a continuing effort to prevent fraud, transactions that fall outside of your normal spending patterns could cause disruption of service. If you are going to be traveling and would like to place a travel note on your account, please call 1-800-558-3424. In order to place the alert, you will need to have your credit card in hand to verify important information. (For missionaries who are unable to call 800 numbers, please call collect 1-701-461-0125.)

Get in Touch

Contact AGCU today to open your account! Call us at 866-508-2428 or get in touch with us online to learn more!