We may authorize and pay overdrafts for the following types of transactions:
We will not authorize and pay overdrafts for the following types of transactions unless you ask us to. (If we do not authorize and pay an overdraft, your transaction will be declined.)
We will provide a $500.00 overdraft limit to all transaction accounts that are eligible, which means we pay any type of transaction up to that limit, including overdraft fees. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. Overdraft items will be posted in accordance with our existing share draft procedures.
Note: Members who currently have Overdraft Protection from a savings account and/or Line of Credit will continue to have access to that service prior to accessing Overdraft Tolerance.
Under our Overdraft Tolerance program, you will be charged a $28.00 fee each time we pay an overdraft. There is no limit on the total fees we can charge you for overdrawing your account.
If you want us to authorize and pay overdrafts on your ATM and everyday debit card transactions, complete this form and return it to us.
To revoke this option, call 866.508.2428 or complete this form and return it to us. Primary and/or joint account owners may request or revoke this option at any time.
All owners are jointly and completely responsible for the overdraft, including the overdraft fee.
Do you have questions regarding Overdraft Tolerance? Contact one of our representatives today. Call (417) 831-4398 or CLICK HERE and we will contact you!