Overdraft Protection

Connect your accounts for added protection from overdrafts.

What is Overdraft Protection?

Funds will automatically be transferred from your primary savings account to your checking account to cover overdrafts; however, transaction limits apply. Regulation D allows for up to a maximum of six (6) withdrawals, overdraft protection transfers, electronic funds transfers/automatic withdrawals (EFT/ACH), debit card transactions, online banking, telephone or facsimile transfers per month.

Please Note: Regulation D is a directive of the Federal Government and applies to all financial institutions.

Overdraft Protection may also be transferred from your Line of Credit (LOC).


Do you have questions regarding Overdraft Protection or ready to sign up? Contact one of our representatives today. Call (417) 831-4398 or CLICK HERE and we will contact you!