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AGCU ALL New Online and Mobile Banking!

Log in to your account with your existing AGCU Username and Password!

What Is Two-Factor Authentication (2FA)?

Two-factor authentication (2FA) is a security system that requires two separate, distinct forms of identification in order to access something.

Two-factor authentication is a combination of two of the following:

  • Something you know (your password)

  • Something you have (such as a text with a code sent to your smartphone or other device, or a smartphone authenticator app)

  • Something you are (biometrics using your fingerprint, face, or retina)

Learn more about why AGCU is required to implement Two-Factor Authentication and how it helps prevent unauthorized access to your accounts here

Our brand NEW AGCU Banking App is designed to enhance your banking experience with AGCU. With improved security features, easier navigation, and additional services, managing your accounts will be more convenient than ever before!

To ensure you have uninterrupted access to your accounts on the go, you will be prompted to download the new Mobile Banking App. 

 Important Changes for Members

To continue accessing your accounts online, you may have to sign in and register your accounts again. If you are using the old App, you will be prompted to download the new app from the Google Play Store or Apple App Store to avoid any interruptions.

We’re Banking with a purpose, and our mission is to provide you with the best possible service and technology. That’s why we’re thrilled to announce these exciting updates to our Online Banking and Mobile App platforms!

Enhanced Security and Easier Navigation

Our updated platform features improved security measures to safeguard your account information and transactions. Plus, with the new customizable dashboard, navigating through your accounts and accessing important features will be easier than ever before!

Easily check balances and view statements to help make tracking your expenses simple!

New Messaging System

We’re introducing a brand new messaging system under the “Support” tab, allowing you to send direct messages to our dedicated Member Care Team. Get quick assistance, receive account-related information, and stay informed about the latest AGCU news and events—all in one convenient location!

Detailed Transaction Viewing

With our updated platform, you can click on individual transactions to view more details. With just a few clicks, you can stay informed about your account activity.

Important Changes for Members

To continue accessing your accounts online, you may have to sign in and register your accounts again. If you are using the old App, you will be prompted to download the new app from the Google Play Store or Apple App Store to avoid any interruptions.


Pay Bills and Transfer Money Between Accounts

Bill Pay functionality, including the ability to pay bills, send payments to other people and manage recurring payments

Transfer money between accounts

Financial Management Tools Manage your finances with budgeting tools and savings goals tracking. You can set up sub-accounts and control your settings Same Look and Feel Across Platforms One of the most exciting aspects of our updates is that both Online Banking and Mobile App platforms will now have the same look and feel. Say goodbye to the days of navigating different digital banking platforms—now, your banking experience will be seamless across all devices. AGCU ONLINE AND MOBILE BANKING LOGIN Get Ready for a Better Banking Experience We’re confident that these updates will enhance your banking experience and provide you with even greater convenience and functionality. Stay tuned for more information as we roll out these exciting changes!

Video Banking and Beyond!

Video Banking and Beyond!

Safe. Secure. Easy to Use.

With AGCU Anywhere, You can launch a Video Banking session from your desktop, laptop, or tablet. Click the “Start a Call”  button below.

We know our members enjoy the personalized clarity of a face-to-face visit with knowledgeable AGCU team members, ESPECIALLY when it comes to matters of finance, but in-person visits aren’t always practical.
Instead of having to go to a physical location, you can start a call and speak face-to-face with an AGCU Video Banking Representative from anywhere.  Apply for a loan or open a new account right from your computer.

Through AGCU Anywhere Video Banking and Online Banking, managing your money from the convenience of your schedule is easy!

Video Banking Hours (CST): Mon – Fri: 8:30 a.m.- 5:00 p.m.

Or Download the App Today!

Need Help After Hours?

Do you have questions regarding online banking? Call Call (417) 831-4398 and speak to a representative or fill out our contact form and we will contact you!

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU. Learn More About Banking with a Purpose

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Premier Money Market Account

Maximizing Your Savings: The Premier Money Market Account

In the world of personal finance, there’s a wide array of options to grow and safeguard your hard-earned money. A great option that’s gaining popularity among savvy savers is the AGCU Premier Money Market Account.

The Money Market Advantage

Liquidity and Earnings

One of the standout features of a Money Market Account is its ability to offer the best of both worlds: liquidity and earnings. Unlike a traditional checking account, which typically provides minimal to no interest on your balance, or a Certificate of Deposit, which locks your money away for a fixed term, a Money Market Account allows you to access your funds while still earning a competitive Annual Percentage Yield (APY).

Competitive Rates

Our Premier Money Market Account takes this concept to the next level with a tiered system designed to reward your commitment to saving. Here’s a breakdown of the four tiers:

Minimum Balance



$50,000-$74,999 3.50% 3.56%
$75,000-$99,999 3.75% 3.82%
$100,000 + 4.00% 4.07%

Why Choose a Premier Money Market Account?


Unlike CDs, which often lock your funds away for months or years, a Money Market Account allows you to access your money whenever you need it. With our Premier Money Market Account, you can write checks, make electronic transfers, and use your funds with ease while still benefiting from attractive interest rates.


Your financial security is paramount. Rest assured that our Premier Money Market Account, is insured up to $250,000 by the National Credit Union Administration (NCUA), making it a safe and reliable choice for your savings.

Earnings Potential

The tiered structure of our Premier Money Market Account ensures that your earnings grow in proportion to your savings commitment. As your balance increases, your APY becomes more competitive, allowing you to maximize your savings without compromising on accessibility.


Whether you’re saving for a rainy day, a dream vacation, or a significant life event, a Money Market Account offers the versatility to meet your financial goals. With our tiered system, you can start at an accessible entry level and work your way up as your savings grow.

How to Get Started

Click below to open a Premier Money Market Account or become a member of AGCU!

Speak face-to-face with an AGCU Video Banking Representative from anywhere.
Give it a try today! Video Banking Hours (CST): Mon – Fri: 9:00 a.m.- 5:00 p.m.

Apply through online application.

Do you have questions regarding becoming a member or opening an account? Call (417) 831-4398 or fill out our contact form and we will contact you!

In conclusion, when it comes to growing your savings while maintaining access to your money, the Premier Money Market Account at AGCU offers an enticing solution. With its tiered interest rates, flexibility, and safety, it’s a powerful tool to help you achieve your financial goals. So, don’t wait; take the next step toward maximizing your savings potential by opening a Premier Money Market Account today. Your future self will thank you for it.

APY=Annual Percentage Yield. APR=annual Percentage Rate. Offer effective 9/25/23. Up to 6 withdrawals with no fees per calendar month, $10 fee for each withdrawal in excess of six per month. Rate may change at any time. The minimum balance required to open this account is $50,000.00.  Minimum average daily balance of $50,000. If, during any month, your average daily balance is below the required minimum, your account will be subject to a minimum balance fee of $10.00 monthly. You must maintain a minimum average daily balance of $50,000.00 in your account to obtain the disclosed annual percentage yield.

Big Changes in 2024

Exciting Changes Coming to AGCU – A Fresh Look and Enhanced Features Await You!

As we step into the new year, we are thrilled to announce some big changes at AGCU. Get ready for a revamped website launching in March 2024 that not only boasts a fresh appearance but also introduces a range of exciting features to enhance your banking experience. But that’s not all—stay tuned for an upcoming mobile banking app with its own set of innovative features later in 2024. Let’s dive into the details of what you can expect!

The New Website: A Fresh Face with Powerful Features

AGCU’s online home is getting a makeover! We believe in continuous improvement to provide you with the best possible banking experience. Here’s what’s in store for you:

  • Modern and Intuitive Design: The first thing you’ll notice is our updated look. We’ve given the website a modern and intuitive design to make your navigation smoother and your overall experience more enjoyable.
  • Effortless Navigation: This large drop-down menu makes navigation a breeze. Whether you’re looking for personal or business banking or specific services like personal checking, finding what you need has never been easier.
  • Interactive Financial Calculators: Planning your financial future is now more engaging with our interactive financial calculators. From savings to mortgages and auto loans, these calculators feature sliders that update in real-time as you make adjustments.
  • Co-Op ATM and Shared Branch Locator: Traveling or need to find an ATM or branch in a pinch? Our interactive map will locate Co-Op ATMs and Shared Branches based on your device’s location or your specified city or zip code, providing over 30,000 ATMs and 5,000+ shared branches at your fingertips.
  • Centralized Documents and Forms: No more searching for specific forms! Our new resource page brings together all the documents you need in one easy-to-find and searchable location on the site.
  • Mobile Device Compatibility: In today’s smartphone-driven world, we understand the importance of a mobile-friendly site. The updated design is not just a facelift; it’s a significant improvement for a smoother experience on your mobile devices. The Mega-Menu ensures clean navigation even on smaller screens.
  • FAQs and Site Search: Looking for answers or specific information? Our FAQ section and site search functionality are here to assist you. Find what you need quickly and efficiently.

Looking Forward to the New Mobile Banking App in 2024

But wait, there’s more! Later in 2024, AGCU will be launching a new and improved mobile banking app. Here’s a sneak peek at what’s coming your way:

  • Web App Dashboard Redefined: Our web app dashboard is getting a facelift too, with more intuitive features and enhanced functionalities.
  • Extended Account Information: Get a deeper understanding of your accounts with additional details right at your fingertips.
  • Tag Transactions and Attach Receipts: Organize and provide context to your transactions by tagging them and attaching receipts directly within the app.
  • Card Controls and Travel Protection: Enjoy advanced card controls, including the ability to temporarily freeze your credit card. Plus, let us know when you’re traveling to ensure stress-free card usage.
  • Convenient Bill Pay Options: Pay your bills effortlessly, whether it’s to a business or a person. Schedule recurring payments, send overnight or second-day payments, and even make credit card payments seamlessly.
  • Enhanced Transfer Features: Initiate internal, member-to-member, and external transfers with ease. Verify authentic accounts using micro-deposit verification for added security.
  • Alerts for Smart Banking: Set custom notifications for low or high balances and large transactions. Stay in the loop with our alert features.
  • Mobile Check Deposit: Snap a photo of your checks for hassle-free deposits, making banking on the go a breeze.And too many more features to list here!

In summary, the upcoming changes to our website and the launch of our new mobile banking app in 2024 are all about enhancing your banking experience. From a fresh look to powerful features, AGCU is committed to providing you with top-notch service that aligns with your needs. Stay tuned for a seamless, user-friendly, and feature-rich journey with AGCU in the coming year!

Loyalty Plus High Yield Checking

5 Reasons To Switch To LoyaltyPlus High Yield Checking

What Is A High-Yield Checking Account?

Checking accounts haven’t been famous for great interest rates, but that’s not why they were created: They are designed to provide unrestricted access to your money and tools that make it easy to manage day-to-day financial needs. High-yield savings accounts, on the other hand, are basically the opposite: They pay a decent interest rate, but account restrictions make it clunky for everyday money management.

A LoyaltyPlus checking account combines the convenience and functionality of a regular checking account with the interest rates that meet or exceed popular savings options such as a savings account, money market account, or certificate of deposit (CD)

Like a traditional checking account, LoyaltyPlus comes with a debit, check-writing and electronic bill payments, and remote check deposit. (These are some of the things that make a LoyaltyPlus high-yield checking account different from a high-yield savings account.)

The biggest difference between LoyaltyPlus checking account and your regular Free Checking account is how much interest AGCU pays on your balance.

Benefits of a LoyaltyPlus Checking Account

1.     LoyaltyPlus Grows Your Money

One of the primary reasons to switch to a LoyaltyPlus Checking Account is because it grows your money. As long as you maintain a balance in your checking account, it will reap the benefits of the high annual percentage rate.

The LoyaltyPlus Checking account offers APYs (Annual Percentage Yields) as high as 2.50%, far exceeding the national average.

Earn 2.50% APY on your average LoyaltyPlus Checking balances $10,000 and under*, and Additional balances after the first $10,000 earn 0.05% APY*!

2.     No Monthly Fees

LoyaltyPlus Checking accounts have no monthly fees. So you get to keep your money while it’s earning more for you. That’s extra money that you don’t have to work for. Invest it, save it, spend it. The choice is yours. Talk about a win-win!

3.      Nationwide ATM Fee Refunds

With a LoyaltyPlus Checking account, AGCU will refund ATM fees up to $15 each month. This convenience pairs well with the nearly 30,000 surcharge-free ATMs over 5,000 participating credit union Shared Branches nationwide.

4.      LoyaltyPlus Protects Your Money

Your LoyaltyPlus Checking accounts are insured by the National Credit Union Administration (NCUA) for up to $250,000 per account per user. With this protection, you can rest assured that your money and the interest it’s been earning is safe

5.     They Allow You To Easily Access Your Money

Unlike a high-yield savings account, money market account, Certificate of Deposit (CD), or other savings option that offers an attractive interest rate, you can have access to your money as you want with no limitations. Free Online and Mobile Banking and easily deposit checks from your mobile device all while benefiting from the high APY!

6.    Free Visa® Debit Card

You can request a free Visa® debit card featuring AGCU’s brand-new Logo – Even if you already have an existing card

How to Qualify

Qualifying for an AGCU LoyaltyPlus Checking account is as easy as doing what you already do!

  • Make at least 12 AGCU debit card purchases during the month.
  • At least one automatic deposit every month
  • Enroll in e-Statements

Every month that you meet these qualifications, you’ll receive 2.50% APY* on your average daily LoyaltyPlus Checking balances $10,000 and under*, and additional balances after the first $10,000 earn 0.05% APY*!
Use our convenient tracking tools to manage your accounts and watch your progress – And don’t worry, any month that you don’t meet the qualifications to earn the maximum annual percentage yield, your money will still earn .01% APY*

Switching to LoyaltyPlus Checking Account

It’s easy to switch your existing AGCU free checking account to LoyaltyPlus Checking and start earning high interest! Visit any AGCU Branch, or contact one of our representatives today! Call (417) 831-4398 or fill out our contact form and we will reach out to you!

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU.
Learn More About Banking with a Purpose

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