Premier Money Market Account

Maximizing Your Savings: The Premier Money Market Account

In the world of personal finance, there’s a wide array of options to grow and safeguard your hard-earned money. A great option that’s gaining popularity among savvy savers is the AGCU Premier Money Market Account.

The Money Market Advantage

Liquidity and Earnings

One of the standout features of a Money Market Account is its ability to offer the best of both worlds: liquidity and earnings. Unlike a traditional checking account, which typically provides minimal to no interest on your balance, or a Certificate of Deposit, which locks your money away for a fixed term, a Money Market Account allows you to access your funds while still earning a competitive Annual Percentage Yield (APY).

Competitive Rates

Our Premier Money Market Account takes this concept to the next level with a tiered system designed to reward your commitment to saving. Here’s a breakdown of the four tiers:

Minimum Balance

Rate

APY

$50,000-$74,999 3.50% 3.56%
$75,000-$99,999 3.75% 3.82%
$100,000 + 4.00% 4.07%


Why Choose a Premier Money Market Account?

Accessibility

Unlike CDs, which often lock your funds away for months or years, a Money Market Account allows you to access your money whenever you need it. With our Premier Money Market Account, you can write checks, make electronic transfers, and use your funds with ease while still benefiting from attractive interest rates.

Safety

Your financial security is paramount. Rest assured that our Premier Money Market Account, is insured up to $250,000 by the National Credit Union Administration (NCUA), making it a safe and reliable choice for your savings.

Earnings Potential

The tiered structure of our Premier Money Market Account ensures that your earnings grow in proportion to your savings commitment. As your balance increases, your APY becomes more competitive, allowing you to maximize your savings without compromising on accessibility.

Versatility

Whether you’re saving for a rainy day, a dream vacation, or a significant life event, a Money Market Account offers the versatility to meet your financial goals. With our tiered system, you can start at an accessible entry level and work your way up as your savings grow.


How to Get Started

Click below to open a Premier Money Market Account or become a member of AGCU!


Speak face-to-face with an AGCU Video Banking Representative from anywhere.
Give it a try today! Video Banking Hours (CST): Mon – Fri: 9:00 a.m.- 5:00 p.m.


Apply through online application.

Do you have questions regarding becoming a member or opening an account? Call (417) 831-4398 or fill out our contact form and we will contact you!


In conclusion, when it comes to growing your savings while maintaining access to your money, the Premier Money Market Account at AGCU offers an enticing solution. With its tiered interest rates, flexibility, and safety, it’s a powerful tool to help you achieve your financial goals. So, don’t wait; take the next step toward maximizing your savings potential by opening a Premier Money Market Account today. Your future self will thank you for it.

APY=Annual Percentage Yield. APR=annual Percentage Rate. Offer effective 9/25/23. Up to 6 withdrawals with no fees per calendar month, $10 fee for each withdrawal in excess of six per month. Rate may change at any time. The minimum balance required to open this account is $50,000.00.  Minimum average daily balance of $50,000. If, during any month, your average daily balance is below the required minimum, your account will be subject to a minimum balance fee of $10.00 monthly. You must maintain a minimum average daily balance of $50,000.00 in your account to obtain the disclosed annual percentage yield.