Financial Services For Individuals & Families

Personal Loans

AGCU offers a wide range of personal loans to assist you and your family. From signature loans to lines of credit to a share secured loan, AGCU has the personal loan options for you.

Signature Loan

Whether you are looking to consolidate high-interest loans or finance unexpected repairs, a signature loan gives you options without requiring collateral. We offer Signature Loans for whatever financing needs you may have. If you just need one-time financing and want fixed monthly payments, a Signature Loan may be what you are looking for. Terms range from six (6) months to five (5) years.

Line of Credit

Want credit at your fingertips for an upcoming expense? We offer unsecured lines of credit with fixed rates. Money from your Line of Credit can quickly and easily be accessed anytime by transferring it online from your Line of Credit to your checking or savings account. Or just give us a call and we can make the transfer for you.

You can also use the Line of Credit to guard against overdrafts on your checking account. If there are insufficient funds in your banking account to cover a withdrawal (i.e. check, debit card purchase, automatic payment), the funds can automatically be pulled from your Line of Credit to cover it. It’s a great way to avoid the extra expense and embarrassment of an overdraft.

Share Secured

Use the money in your savings or a certificate of deposit as collateral for a loan! With a Share Secured or CD Secured Loan, you can use money in your share (savings) account or Certificate of Deposit as collateral to take out a loan. The interest rate on a Share or CD Secured loan will be lower than on an unsecured loan, plus you can keep earning interest on the money used as collateral.

Loan Services

We offer many additional products that will provide you with convenience and peace of mind including Automatic Loan Payments, Debt Protection, Gap Coverage, and Warranties. Learn More.

Click to view AGCU loan rates or if you have a question or want to get started with an application, connect with an AGCU Video Banking Representative or apply online today!

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Apply through an online application.

Call (417) 831-4398 for more information or fill out our contact form, and we’ll reach out to you about your personal loan options.



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