Search
Close this search box.

CompassionLink

CompassionLink Fishing Classic

Join CompassionLink for a day of trout fishing on October 15, 2020, at Lake Taneycomo in Branson, MO!


CompassionLinkHelp us Cast for Compassion!

Contributions to the CompassionLink Fishing Classic provide first aid packs to international communities and helps serve people with disabilities around the world.

Boats will launch from Scotty’s Trout Dock & Marina at 8 a.m. and finish at 12 p.m. Lunch and awards will immediately follow.

Each registration includes:

  • One embroidered “CompassionLink Fishing Classic” fishing shirt
  • One seat on a guided boat
  • Post-tournament lunch
  • A chance to win great prizes!

Limited space available, so register today!

Our Actions Against Coronavirus (COVID-19)

Our Actions Against Coronavirus (Covid-19)

UPDATED 11/23/2020

We have resumed regular lobby service at our Campbell and Independence branches.

Campbell branch:

  • Lobby: Monday – Friday 9:00-5:00
  • Drive-thru: Monday – Friday 7:30-5:30

Independence branch:

  • Lobby: Monday – Friday 9:00-5:00
  • Drive-thru: Monday-Friday – 7:30 am-5:30 pm & Saturday 9:00 am-12:00 pm

If you would like to open an account with us online, you may do so here. If you would like to apply for a loan online, click here.

You may also take advantage of our out-of-the-branch services:

Or contact us by email or phone.

  • Email
  • Member Care: 417-831-4398 or 866-508-2428

UPDATED 7/16/2020

We request all members wear masks, excluding:

  • Children under the age of 3
  • Children ages 3 – 11 are strongly encouraged, but not required if with an adult
  • Persons with health conditions that prohibit wearing a face covering (no proof required)
  • Persons who have trouble breathing or unable to remove the face covering without assistance
  • Persons who are hearing impaired, or someone who is communicating with a person who is hearing impaired where the mouth is essential for communication
  • We may also ask you to remove your mask briefly for identity and security reasons while in the branch.

We ask if you have any COVID-19 symptoms or have recently traveled internationally, please do not come into the lobby. Use our online, mobile, or drive-thru services instead.

No public restrooms are available at this time.

If the maximum occupancy for the building is reached, you may be asked to wait outside.

Thank you for your understanding.


5/27/2020

We ask if you have any COVID-19 symptoms or have recently traveled internationally, please do not come into the lobby. Use our online, mobile, or drive-thru services instead.

With the planned reopening of our lobbies, we have made some modifications for the safety of our members and employees. These include:

  • Plexiglass barriers at the teller windows
  • Floor indicators to help maintain physical distancing
  • Facemasks are not required while in the building but you will be asked to confirm your identity at the teller window
  • Occupancy changes – if the maximum number of guests is reached in the building, you may be asked to wait outside
  • No public restrooms are available at this time

We appreciate your patience as we work through the easing of Coronavirus guidelines!


4/17/2020

With the release of the U.S. Federal Treasury Department Economic Impact Payment this week, it’s more critical than ever to be aware of financial scams targeting you.

First, some information on Economic Impact Payments. How you receive your payment will depend on how you chose to receive your federal tax refund for 2018 or 2019 (if you’ve filed already). If you chose to have your refund direct deposited, your stimulus payment will be deposited to that same account. If you’ve not chosen a direct deposit in the past, you will receive a paper check in the mail. In some cases, even with past direct deposit information, you may receive a mailed check instead of a deposit into your account.

To check your AGCU account to see if you’ve received your stimulus payment, you can view your account activity using online and mobile banking. Visit the IRS website for more information on the stimulus payment, including eligibility, payment amounts, what and when to expect it, and more.

Second, due to the release of stimulus payments, there has been a massive increase in scam activities. The IRS is urging taxpayers to be on the lookout for phone calls and email phishing attempts. These scams can lead to tax-related fraud and identity theft. Read more from the IRS about these scams.

Remember, if you receive emails or phone calls asking for personal data or account details, NEVER give out your information. You should also be very careful about how and where you use your personal information online. If you have a question about an account, reach out directly to that company. For more information contact AGCU Member Care at (866) 508-2428.


3/30/2020

We are seeing an uptick in scam activity related to Coronavirus (COVID-19). Remembers, scammers demand a sense of urgency and panic to extort money from people every day. Here are a few scams we are hearing more about now:

  • Fake checks, emails, and phone calls about the federal stimulus – with the passing of federal assistance last week, it is too soon for government checks to be issued. The U.S. Treasury Department is working out how they will be distributing funds, and more information will be coming available soon.
  • Fraudsters may claim they are unable to return from a foreign country and ask for money to be sent to them via wires or other electronic sources or they will be sent to prison.
  • An incarceration list or counterfeit list from a Federal agency like the FBI or IRS, where your name or family member’s name has been placed on the list and by paying a fee will get your name off the list.
  • Money making, “ground-floor” marketing schemes to sell a “virus cure” are completely false. If they are asking for money, just tell them no.
  • Finally, be aware of fraudulent account alerts from companies. AGCU and other companies will not be sending emails asking for your account information. Usually, these email scams contain a link they want you to click on and fill out a form or a false login screen.

Be very careful to NEVER give out your information on phone calls, emails, or online groups! If you have a question about an account, reach out directly to that company.


3/25/2020

Beginning Thursday, March 19, we are limiting access to our Springfield, Missouri, branch lobbies. We are asking members to please use the drive-thru for all teller transactions, to schedule an appointment, or to determine if immediate lobby access is required.

Drive-thru hours:

  • Campbell branch: Monday-Friday – 7:30 am-5:30 pm
  • Battlefield and Independence branches: Monday-Friday – 7:30 am-5:30 pm & Saturday 9:00 am-12:00 pm

If you need assistance with something other than a teller transaction (open an account, access your safe deposit box, meet with a loan officer, etc.), please call Member Care at (866) 508-2428 to make an appointment.

For our members around Waxahachie, Texas, our hours are unchanged, Monday-Friday – 9:00 am-5:00 pm. However, to protect the health and safety of our members and staff, we are allowing only two members in our lobby at a time.

You may also take advantage of our out-of-the-branch services:

Or contact us by calling or sending an email.

  • Member Care: 417-831-4398 or 866-508-2428
  • Email

3/13/2020

As always, we are committed to serving your financial needs. Regarding accessing your account and finances, we want to remind you of our online, mobile, and Teller Line Connection (TLC) options. Our free online banking and mobile app are user-friendly and easily accessible. Using these services, you can:

    • View account balances
    • Review account transaction history
    • Transfer money between accounts
    • Enroll in our free and secure online bill pay service, where you can schedule one-time or recurring payments
    • View e-statements in online banking
    • Access our free budgeting tool to track your finances
    • Deposit checks with mobile deposit on your smart device
    • Contact us via email or phone
    • Bank 24/7 via phone with Teller Line Connection (automated service)

Visit Online Banking, Mobile Banking, and Teller Line Connection for more information on these service options. Or call our Member Care at (866) 508-2428 to learn more.

Don’t forget; you can access your account at nearly 30,000 surcharge-free ATMs nationwide. Find the closest one to you by clicking here to get started.


There are a lot of resources available to assist you with your research on Coronavirus. Unfortunately, there are also scam sites and fake dashboards containing cybersecurity threats. Here are some trusted resources on Coronavirus:


We want to encourage you to stay informed about this current situation, while also looking for opportunities to help out your neighbor, and those around you.  We can have a positive impact by working together.

Terms & Conditions Update

Disclosure Change Notice

As regulations change, we will occasionally need to update our disclosures. We endeavor to keep you notified about these updates and how they may affect your account.


With new legislation for financial institutions, we have recently made some updates to our disclosures, including changes to account terms and conditions. The updates are outlined in this Disclosure Change Notice.

Mortgage Refinance

Save Money on Your Mortgage

NOW is the time to Refinance!


When you refinance your mortgage, you can:

  • Lower your interest rate and payment amounts
  • Consolidate high-interest debt
  • Eliminate mortgage insurance (PMI)
  • Move to a fixed rate from an adjustable-rate mortgage (ARM)
  • Cash-out

Don’t let this opportunity pass you by! Reach out to our mortgage professionals at 866-508-2428, email us for more information, or get started by visiting our Home Loan Center.

Mobile Wallet

Mobile Wallet

We’ve added Samsung Pay and Google Pay for your AGCU Debit Card!



AGCU already offers the convenience of Apple Pay…and we are excited to announce that your AGCU debit card is available for use on your mobile wallet through Samsung Pay and Google Pay!

When you use your mobile wallet on your smart device, you’ll enjoy a fast, easy, and convenient way to make purchases without using your physical card in-store, online, or in an app.

Here are some advantages to using these payment methods:

  • Security: your card information is encrypted
  • Convenience: no need to carry your cards with you
  • Contactless Payment: pay for your items by simply tapping your smartphone to the digital-enabled terminal at checkout

Learn more about these services at the links below:

Contact Member Care at 417.831.4398 or 866.508.2428 to get your card activated and ready to go!

 

Are You Underwater On Your Car Loan

Are You Underwater On Your Car Loan?

Understand your financial situation

Learn the terminology

are you underwater on your car loan

Before you can determine if you’re underwater on your car loan, it’s important to know exactly what this term signifies. According to Philip Reed, a writer for NerdWallet, being underwater on a loan means that you have negative equity. In other words, you owe more on your loan than your car’s value.

John M. Vincent, writing for U.S. News & World Report, says having an upside-down car loan is a problem when you go to trade in your car at the dealership. If you have positive equity, your car’s trade-in value can go toward your new vehicle’s down payment. However, with negative equity, you won’t be able to put anything toward the down payment. In addition, if your vehicle gets stolen or totaled, Vincent notes that your insurance company won’t provide enough money to pay off your loan.

Know where you stand

To discover whether or not you’re underwater on your car loan, Emily Delbridge, writing for The Balance, recommends first finding out the current value of your car. You can do this by going to a website like Kelley Blue Book and inputting information about your vehicle. You’ll need to know the make, model, year, mileage, and other details of your vehicle to see its estimated value.

Then, Delbridge advises taking a look at your loan balance. Your auto lender may provide this when sending out your monthly bill, or you may need to call your lender or view your account online to see how much you still owe. If the amount you owe is more than your vehicle’s value, you’re upside-down on your loan.

Resolve the issue

Once you know you have negative equity, Reed recommends taking action to have positive equity again. You can make additional payments toward your principal to both reduce your loan faster and lower the amount you owe in interest. Another option is to refinance your loan for a shorter term. Although this will increase your monthly payments, it will also potentially decrease your interest payments overall and allow you to pay off your loan faster.

Vincent suggests selling your car on your own to get the highest potential price for it. While it can take some time to find the right private-party buyer, you may be able to pay off much of your loan with the money you receive. Then, when you shop for your next car, he says to choose one with a substantial cash rebate to cover more of your loan.

It may be disheartening to find out you’re underwater on a loan, but there are many solutions to get above water again. If you’d like to learn more about the solutions specific to your situation, talk to a financial advisor.

AGCU Birthday

It’s Our Birthday!

We hope you can swing into a branch this Friday, July 10, and help celebrate AGCU’s 69th birthday with us!


In appreciation of our members, we will have Pineapple Whip cups available starting around 11:00. There will be Pineapple and Grape flavors at our Campbell branch and Pineapple and Strawberry-Kiwi at the Independence location. For our Waxahachie area members, we will have DQ on hand for you. Supplies are limited, so be sure to come in early!

Due to COVID, we can’t have an in-branch celebration but will have cups, spoons, and napkins for you to take with you.

We look forward to seeing you at the branches this Friday, and if you want to join in on the fun, wear your favorite Hawaiian shirt, floral print, festive colors, etc. Mahalo!

Light the Way 2021

Light the Way Music Festival 2021

Proud Sponsor of Light the Way Music Festival 2021

July 23-24 Rogersville, MO

AGCU is very proud to partner with Light the Way Music Festival.  The two-day event will be held on a 20-acre grass field featuring top Christian artists Toby Mac and For King and Country will be Friday and Saturday, July 23-24 in Rogersville, MO.
Bring your lawn chairs and sunscreen and Get Tickets here!

 

WHAT IS LIGHT THE WAY MINISTRY?

Light The Way Ministry provides events drawing thousands to enjoy the highest caliber of Christian entertainment and value for the benefit of empowering hope for the hopeless and light for the lost.

Light The Way Ministry is Missouri’s Largest Christian Music Festival with our hearts and mission of Taking Church Outside the Walls, and Spreading the Light of Jesus Christ. Light The Way Ministry continues to provide the highest caliber of Christian entertainment and value for the benefit of empowering hope for the lost. We exist to glorify God by making disciples who bring the Gospel restoration to our City and World! With our staff and festival volunteers working year-round to bring communities, churches, people, and businesses together for a great cause.

    Light the Way is an organization operating as a nonprofit under our 501c3.   Learn More

Want to Volunteer?

Missouri’s largest Christian Music Festival needs your help! We are looking for volunteers to serve on our prayer team, security team, parking team, in our kids zone, and for artist merchandise.

When you volunteer at our music festival you will get the chance to see amazing artists like For King & Country, Tobymac, We Are Messengers, Cain, and more! Our Music Festival is on July 23-24th in Rogersville, Missouri. Sign up here

Light the Way Music Festival 2021

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU. Learn More About Banking with a Purpose

Scholarship Recipients

 

2021 Scholarship Recipients

AGCU Scholarship Recipients

 

SPRINGFIELD, Mo. –  We announced the recipients of our 2021 AGCU Scholarships Tuesday, May 25 at the Annual Business Meeting held at Oak Grove Assembly.

Every year we award scholarships to a number of New Attitudes members who are graduating from high school and plan to attend an accredited college or university in the fall of their graduation year. It’s just our way of thanking our New Attitudes members who have chosen AGCU as their banking institution.  If you would like to learn if you or a loved one qualify for an AGCU Scholarship, contact your local branch!


Meet This Year’s Recipients


Jeanne Buck

$3000 Scholarship

Jeanne is graduating from Allendale Academy in France, and plans to attend American Public University as an electrical engineer major. She volunteers with Gospel Vision, an international ministry, on the video production team. Jeanne also participates in swimming, gymnastics, as well as volunteers in the children’s ministry of her church.

 

Elayna Goodwin

$3000 Scholarship

Elayna is graduating from Dakar Academy in Senegal, West Africa, and plans to attend Southwestern Assemblies of God University as a secondary education major. She is a member of National Honor Society and has served as Class Secretary her junior and senior years. Elayna works as a teacher’s assistant and school-staff aide. Additionally, she serves in various roles in her church.

 

Justin Letterman

$3000 ScholarshipJustin

Justin is graduating from Glendale High School in Springfield, Missouri, and plans to attend Evangel University as a computer science major. He is a member of National Honor Society and the Missouri A+ Tutoring Program. Justin is also a member of the Glendale band and baseball team. He also volunteers in the youth group and for the food pantry at Central Assembly.

 

Gabriela Royer

$3000 Scholarship

Gabriela is graduating from L.D. Bell High School in Hurst, Texas, and plans to attend Texas Woman’s University as a kinesiology – pre-physical therapy major. She is a National Honor Society member and Hurst-Euless-Bedford Independent School District Student Ambassador. Gabriela serves as class president and vice president of Philharmonic Orchestra. Additionally, she serves in her church as a Sunday-school teacher and on the worship team.

 

Jenelle SchmidlyJenelle Schmidly

$3000 Scholarship

Jenelle is graduating from Nixa High School in Nixa, Missouri, and plans to attend Evangel University with a major in music recording technology. She is a member and vice president of Nixa’s chapter of National Honor Society. Jenelle has been a member of Nixa High School’s tennis team, concert choir, as well as the all-district choir. She also serves as lead on the James River Live Production team.

 

Lily Slater

$3000 Scholarship

Lily is graduating from Gloria Deo Academy in Springfield, Missouri, and plans to attend Evangel University with a major in early childhood education and music. She is principal flautist in the Springfield Youth Symphony and a member of the Missouri All-State Choir. Lily volunteers with several organizations, including Central Assembly’s orchestra and nursery. She is currently employed at Dan Kinney Family Center, and performs as a freelance musician.

 

Kyle Mayne

$1,000 Merrell K. Cooper Memorial ScholarshipKyle Mayne

Kyle is graduating from Kickapoo High School in Springfield, Missouri, and plans to attend Evangel University as a chemistry major. He is a member of Kickapoo High School’s marching band and competitive jazz band. Kyle has volunteered in kids’ ministries at church. He was interviewed to be a cast member of the LEGO Masters reality show and works at Freddy’s.

 

 

 

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU. Learn More About Banking with a Purpose


The more you use AGCU for your day-to-day banking needs, the more you help support worthy causes – both locally and worldwide. We donate 10% of our annual earnings to support churches and ministries, educational scholarships and programs, and humanitarian efforts. Every day, we provide financial services to people across the United States and missionaries in 190 countries around the world.

In 2020, together, we donated a total of $223,081:

  • $91,000 to educational scholarships and programs
  • $67,931 to humanitarian efforts
  • $62,650 to churches and ministries
  • $1,500 to other community needs

 

Evangel University Golf Tournament

Mitchell Swanson, Bruce Webb, Matt Myers, Mitch McHenry representing AGCU at the 2021 Evangel University Golf Tournament

Mitchell Swanson, Bruce Webb, Matt Myers, Mitch McHenry representing AGCU during the 2021 Evangel University Golf Tournament at Rivercut Golf Course.

Evangel University Golf Tournament

ACCU PROUD SPONSORS

SPRINGFIELD, MO – AGCU was proud to partner With Evangel University’s Alumni Association as a Sponsor of the 2021 Evangel University Golf Tournament and Global Golf Challenge Friday, June 18, 2021, at 8 a.m. at Rivercut Golf Course  We are so excited to be part of this unique opportunity to play 18 holes on a world-class golf course in one of the most beautiful locations while supporting a great cause.

100% of the event proceeds directly impact student scholarships at Evangel University.  Offering more than 70 academic programs, Evangel is on the cutting edge of today’s professional fields and vocational ministry training.

Congratulations to the individual winners of each competition along with the team winners of our three flights (Championship Flight, Flight A, and Flight B):

 

Championship Flight

First Place – Elite/Eastway Storage (Captain: Jacob Stancer) – Score = 50

Second Place – Spracklen Insurance (Captain: Doug Spracklen) – Score = 56

 

Flight A

First Place – The Warrior’s Journey (Captain: Scott McChrystal) – Score = 60

Second Place – Star Wholesale (Captain: Kent Greve) – Score = 60

 

Flight B

First Place – James River Church (Captain: Justin Smith) – Score = 68

Second Place – The Allen Family (Captain: John Allen) – Score = 69

 

 

Longest Drive – Mitchell Swanson

Closest to the Pin – Garrett Dollins

Putting Contest Winners – Adam Johnson, Jon Jenkins