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2022 medical mile 5k

2022 31st Annual Medical Mile Run/Walk

AGCU is Honored to once again partner with our friends at CoxHealth and support the 2022 31st annual Med Mile and 5K run/Walk

Be a Children’s Miracle Network Hospitals’ Hero

CoxHealth is proud to present our 31st annual Medical Mile and 5K Run/Walk. This event brings 600+ virtual participants each year and 100% of the proceeds support Children’s Miracle Network Hospitals and the local families they serve.

This unique race continues to be a tremendous opportunity for our community to help children and families in need. The Medical Mile race is a continually growing event put on each year by CoxHealth Fitness Centers in Springfield.

Enjoy supporting this event by running, walking, skipping or hopping at your own pace. Complete your choice of distance on June 1-19th. This event is not only a great way to show your support to the children and families in need, but is also an opportunity to benefit physically and mentally.

 

Registration begins April 13th, 2022

Event dates: Complete your chosen distance June 1st through June 19th.

Entry Fee: Fee of only $30 gives all ages an opportunity to complete the mile or 5K distance. Participants choose their distance during the sign-up process.

Registration

To secure your 31st annual MedMile t-shirt and premium hydration bottle, register before the June 6th deadline. Registration will still be available after June 6th, but the t-shirt and hydration bottle may not be available. Registration for the event ends June 19th.

Returning This Year

CoxHealth employees can opt to have their entry fee payroll deducted on active.com. Make sure to have your employee number ready.

Virtual Race

Medical Mile and 5K participants can come by the CoxHealth Fitness Center located at The Meyer Center and use the indoor track or treadmills. Simply bring in your registration to get a free, onetime entry for the day. This opportunity is available on June 1-19th.

Team Challenge

We had over 20 teams of friends, family and co-workers come together in 2021 to support the cause. Come together as a department, family or Springfield business hero. The team with the most participants will receive a trophy to show off at their office. Team captains with at least 10 team members receive a FREE one-month CoxHealth Fitness Center membership.

We will deliver race packets to the team captains location of choice. If you are interested in forming a team, captains must register the team and all members must request to join. Did we mention all team members receive extra swag in their event swag bag?

Get your virtual team packet guide by emailing amanda.cole-shone@coxhealth.com.

Teams are not required to complete the distance together. However, we encourage teams to work together and help one another complete the distance. Send us a picture of your team for a chance to win a special giveaway from CoxHealth Fitness Center.

Submitting Your Time

MedMile Time Submission

Complete your distance anytime between June 1st and June 19th. Once completed, submit your time at the submission link above. These times will be self-reported, from your own timing device or app. We will post placings on OzarkRacingSystems.com. Times must be submitted no later than June 19th.

Awards for the 1st and 2nd place winners in each age group will receive a prize at packet pickup.

  • Age Divisions for Mile: 0-6, 7-8, 9-10, 11-12, 13-14, 15-19, 20-29, 30-39, 40-49, 50-59, 60-69, 70+
  • Age Divisions for 5K: 0-12, 13-14, 15-19, 20-29, 30-39, 40-49, 50-59, 60-69, 70+

Packet Pick-Up

Team packets will be available for delivery the week of June 20th. We will provide more information to team captains at the beginning of June.

 

Individual Packet Pick-Up

Friday, June 24th, 3pm-6pm at The Meyer Center: Conference Room B

Saturday, June 25th, 9am-11am at The Meyer Center: Conference Room B

If you are unable to make these pick-up times, shirts and water bottles will be available at The Meyer Fitness Center until July 8th.

Mailing of packets is not available.

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU.
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2022 AGCU Light the Way Concert Tickets

 Light the Way Ticket giveaway
AGCU Light the Way Concert Tickets Giveaway!

The giveaway has concluded. Winners will be announced shortly

 

Come see revival take place at Light The Way 2022!

Reserve your tickets and join us as we give glory to God through worship and prayer! https://www.lightthewayministry.com/

Light The Way seating

 

 

 

COMPETITION RULES
AGCU Light the Way Concert Tickets
ARTICLE 1 – ORGANIZING COMPANY AND PERIOD
These terms and conditions (which we will refer to as our “General Terms”) are the overarching general terms and conditions that apply to all the competitions promoted by AGCU (which we will refer to as “AGCU”, “we” or “us”). We refer to all these competitions as the “Competitions” in these General Terms.
In addition to these General Terms, Competitions will also have their own specific terms and conditions (such as the details of how to enter, the opening/closing dates and the sort of prize you may win). Any such Competition-specific terms and conditions will be made available as part of the promotion of the particular Competition in publications and/or online. In these General Terms, we will refer to these Competition-specific terms and conditions as the “Specific Terms”.
AGCU is a company registered in United States of America with its registered office at 2137 W KINGSLEY ST, SPRINGFIELD, MO 65807. You can write to us at this address if you have any concerns in relation to any of our Competitions, setting out clearly (i) the name of the Competition, (ii) the name of our publication or website running the Competition and (iii) your issue.
Organizes from “12:01 A.M. JULY, 1 2022” to “11:59 P.M JULY, 7 2022”, these dates included, a giveaway free of charge and no purchase necessary, tentatively or definitively entitled “AGCU Light the Way Concert Tickets”, (hereinafter the “Game”).
ARTICLE 2 – ELIGIBILITY
This giveaway is only open to anyone over the age of majority, legally residing within United States of America with an internet connection and a valid e-mail address (hereinafter the “Entrants”).
Employees of Organizing Company and any person who has directly or indirectly participated in the conception, the realization or the management of the Game, including their spouses (marriage, civil union, common-law marriage), families’ members: ascendants and direct descendants or other relatives: household and non-household members are not eligible.
The Organizing Company may at any time request from any Entrant to demonstrate compliance with the Rules and eligibility requirements set forth herein. Any Entrant who does not comply with the Rules and requirements set forth herein or who refuses to demonstrate compliance with such will be excluded from the Game and will not be able, in case of prize award, to obtain it.
Only one entry per person is allowed (same e-mail address). The Organizing Company may at any time carry out any verification for compliance with this rule. Should an Entrant enter multiple times, only their first entry will be taken into account.
By participating to the Game, the Entrant agrees to be fully unconditionally bound by these rules (the “Rules”), the rules of professional conduct in force on the internet, as well as all applicable laws and regulations for free games in force in the French territory.
This Game is available on social media (Facebook and Instagram), but is not sponsored, endorsed or administered by those social media, nor is it associated with them. Those social media may not be held responsible for any element of this Game.
This Game is available on smartphones, but Apple, Microsoft, Google or any other mobile application platform will not be held responsible in the event of any dispute related to this Game.
ARTICLE 3 – ENTRY AND ENTRY METHODS
Entry
To participate in the Game, Entrants must:
  • Enter their full name and e-mail address (mandatory data) in the website FORM which appears for that purpose. (hereinafter the “Registration Form”):
Game Mechanics
This Game takes place exclusively online via the URL https://agcu.org/stories/LTW-Sweeps/
during the period indicated under Article 1.
Requirements for Participating in the Game
Entries that are incomplete, fraudulent, automated or erroneous will be disqualified. Any Entry made contrary to the provisions of the Rules will render the entry invalid.
ARTICLE 5 – WINNING ENTRANT(S) SELECTION AND SHIPPING/PRESENTATION OF PRIZES
A totally random algorithm implemented by a sub-contractor of the Organizing Company will instantly designate the Winning Entrants.
Only the Winning Entrants will receive an email [WITHIN 3 DAYS]. The Organizing Company shall contact the Winning Entrant using the telephone number and/or email address provided by the Winning Entrant in their Registration Form. The Organizing Company shall in no case be held liable responsible for any incorrect contact information provided by the Winning Entrant.
Any additional cost for taking possession of the prizes shall be borne by the Winning Entrants. The Winning Entrant(s) hereby irrevocably waive(s) to claim any compensation from the Organizing Company and/or the contractors and/or partners.
Any prize that would be returned by the post office or the contractor in charge of the shipping, for whatever reason (for example: “no longer at this address”), shall be considered as permanently refused by the Winning Entrant who in such case shall have no grounds for claim.
If a Winning Entrant does not or cannot, for any reason whatsoever, take possession of the prize or benefit from all or part of the awarded prize as provided for under these Rules, such prize shall be considered as having been permanently refused by the Winning Entrant who in such case shall have no grounds for claim.
Entrants who have not won will not receive any message.
All prizes must be claimed by 5 p.m July 15 2022. We reserve the right to award prizes unclaimed after this period to alternative prizewinners or not to award them at all and we shall have no liability in respect of the entry initially selected. Any prize which is returned as undelivered will be used for another Competition or sent to charity.
Prize Limits. No person or persons at the same residential address may win more than one (1) prize valued at five hundred dollars ( $500) or more via any of our Competitions in any six (6) month period.
ARTICLE 6 – LIMITATION OF LIABILITY
The Organizing Company shall not be held liable if, due to force majeure or any event beyond its control, the Game covered by the Rules should be cancelled, extended, shortened, postponed, or modified.
The liability of the Organizing Company shall not be incurred in the event of force majeure or fortuitous events beyond its control.
The Organizing Company shall not be held responsible for delays, losses, thefts, damage to mail, lack of legibility of stamps due to postal services. It shall also not be held liable and no recourse may be taken against it in the event of the occurrence of events of force majeure (strikes, bad weather, etc.) partially or totally depriving Participants of the possibility of participating in the Game and/or the Winning Entrant(s) of the benefit of their winning(s).
The Organizing Company shall not be held liable for any delay in the dispatch of the prizes and lots when this delay is not attributable to it, but is the fault of the service provider that it uses to carry out this dispatch. It shall not incur any contractual or legal liability in respect of operations relating to the transport of the prizes and lots awarded. The Organizing Company shall not be held liable for any damage, theft or loss during transport and delivery of the package.
The Organizing Company declines all responsibility in the event of any incident and/or accident that may occur during the use or enjoyment of the prize won and/or due to its improper use by the Winning Entrant(s), it being incumbent on the Winning Entrant(s) to take out their corresponding insurance.
The Organizing Company, as well as its service providers and partners, may not be held liable for the loss or theft of the prizes by the beneficiaries once the Winning Entrant(s) have taken possession of them.
The Organizing Company shall not be held liable for direct or indirect damages, whatever the causes, origins, nature, or consequences, even though the Organizing Company may have been advised of the likelihood of such damages, caused by reasons of:
  • the malfunctioning of the internet network and/or any computer, and/or hardware and/or software and/or database of an Entrant or of any person or company in relation with the organizing of the Game, and more generally, any problem deriving from (tele)communication networks, processes, and services, from computers (on and offline), servers, internet service providers (the “ISP”) and/or web hosts, computer hardware, databases, and personal data;
  • Anyone’s access to the website whose URL is org (the “Website”) or inaccessibility to it;
  • Accessibility or inaccessibility to the Website, including any tampering, virus, bug infecting the computer hardware of the Entrant, and/or the Organizing Company’s and/or any other property.
ARTICLE 7 – FREE PARTICIPATION
For information, the Entrants using access providers globally integrating the telephone and internet connections into the current offers and services, the participation in Giveaway is free of charge, the Entrants declaring that they have already it available for their use.
ARTICLE 8 – INTELLECTUAL PROPERTY
Ownership of the Organizing Company
Reproduction, display, or exploitation of all or in part of the elements forming the Game, Rules included are strictly prohibited.
All trademarks, logos, texts, images, videos and other distinctive signs reproduced on any communication medium relating to the Game, including the Site, and on sites to which it allows access via hypertext links, are the exclusive property of their owners and are protected as such by the provisions of the Code of Intellectual Property for the whole world. Their unauthorized reproduction constitutes an infringement and can be deemed a criminal offense.
Any unauthorized reproduction of these trademarks, logos, and signs, in full or in part, constitutes an infringement and can be deemed a criminal offence.
ARTICLE 9 – OBTAINING THE RULES
Rules can be sent upon request, at no cost to requestor (postage reimbursed if asked for) sent to the Organizing Company at the following address:
2137 W KINGSLEY ST
SPRINGFIELD, MO 65807
Rules can be accessed on the Site.
ARTICLE 10 – DECISIONS OF THE ORGANIZING COMPANY
The Organizing Company reserves the right to amend, at any time the Rules and take any decisions it deems fit relating to the enforcement and interpretation of the Rules. In particular, the duration of the Game can be prolonged, shortened, or otherwise modified. The Organizing Company will notify Entrants of such by the means it deems fit. The Organizing Company further reserves the right, without prior notice or obligation, to modify, prolong, shorten, suspend, postpone, or cancel the Game, or to modify access and/or operating procedures.
The liability of the Organizing Company may not be engaged in respect of the foregoing and the Participants may therefore not claim any compensation or indemnity of any nature whatsoever.
ARTICLE 11 – USE OF ENTRANT’S PERSONAL DATA
The personal data collected from each Entrant, both during the participation in the Game, and, where appropriate, when a prize is awarded, are subject to the provisions of the General Data Protection Regulation (EU) 2016/679 (“GDPR”).
Who is responsible for processing the personal data collected from each Participant?
The person responsible for processing the personal data collected from each Participant is the Organizing Company.
What personal data is collected and processed in connection with participation in the game and, if applicable, with the award of a prize?
The Organizing Company will collect and process Entrants’ personal data, in particular: first name, surname, postal address and e-mail-address.
What are purposes of the processing Entrant’s personal data?
Processing of Entrants’ personal data by the Organizing Company is necessary to:
  • memorize their participation in the Game and allow the allocation of prizes
  • where required, and with the Entrants’ express preliminary consent, better inform the Entrants of the new products and services, from the Organizing Company and/or Asmodee Group’s subsidiaries, which could interest the Entrants, including but non exclusively marketing campaigns, sweepstakes, contests, customer loyalty management, customer profile setup, sales offers co-marketing campaigns, event invitations, market research, etc.
What is the legal ground for the processing Entrant’s personal data?
In accordance with the provisions of the GDPR, any processing of personal data must have a legal basis.
The lawful basis for processing personal data (i) is the performance of the contract (Article 6.1. b) GDPR).
The legal basis for processing personal data (ii) is consent (Article 6.1. a) of the GDPR).
Who are the recipients of the Participants’ personal data?
In accordance with the provisions of the RGPD, the Organizing Company is entitled to disclose Participants’ personal data to external subcontractors who act on behalf of and on the instructions of the Organizing Company (in particular service providers, and technical partners for the purpose of delivering the prizes) or to share Participants’ personal data with its subsidiaries (for the purpose of delivering the prizes and/or, subject to the Participants’ express prior consent, in order to better serve and inform Participants of new products and services from the Asmodee group).
In this context, the Winning Entrant’s personal data may be transferred outside the European Economic Area (EEA) to countries that do not offer a level of protection equivalent to that of the EEA, such as China, the United States, Canada, etc. The Winning Entrant’s personal data may also be transferred to other countries that do not offer a level of protection equivalent to that of the EEA. In the lack of an adequacy decision by the European Commission, the transfer of personal data will be governed by transfer mechanisms provided for by the legislation in force for the adequate protection of personal data (examples: adequacy decision, the signature of the European Commission’s standard clauses where applicable etc.).
How long will the Participants’ personal data be kept?
The Organizing Body shall keep the Participants’ personal data only for as long as is necessary to accomplish the purposes described above, in accordance with applicable law.
The Participants’ personal data shall then be archived for the period required by the legal provisions in force and for the management of any claims and/or disputes.
The Participants’ personal data will then be deleted or anonymized for statistical purposes.
What are Entrant’s rights?
In accordance with the legal provisions in force, and under certain conditions, each Entrant has the right to access, delete and rectify personal data concerning him or her and may object at any time to the processing of personal data concerning him or her. They also have the right to limit the processing of their personal data. Each Entrant shall also have the right to receive the personal data concerning him/her that he/she has provided to the Organizing Company in a structured, commonly used and machine-readable format, and shall have the right to transmit such personal data to another controller if the processing is based on his/her consent or on the performance of a contract and the processing is automated. The Entrant also has the right to define directives (general or specific) concerning the fate of his/her personal data after his/her death.
To exercise all his rights, the Entrant must send a request in writing to the office of the Organizing Company, as mentioned in article 1., or by e-mail to the following address: marketing@agcu.org
ARTICLE 12 – FRAUD
If it turns out that a Participant wins a prize in contravention of the Rules or by fraudulent or unfair means, such prize shall not be awarded to him/her and shall remain the property of the Organizing Company or of possible partner companies of the Giveaway, without prejudice to any legal proceedings that may be brought against the Entrant by the Organizing Company or by any third party.
Any fraud, attempt or suspected attempt to use robotic, automatic, programmed, or otherwise, illicit means to enter the Sweepstakes, or any other methods not authorized by these Sweepstakes Rules, for example, but not limited to, entering multiple times, shall be deemed as tampering and may disqualify you from entering, participating, winning prizes (defined herein), and preclude you from participating in future contests and promotions, at the sole discretion of Sponsor. Entries that are late, lost, stolen, illegible, contain false information, are damaged, misdirected, mutilated, garbled or incomplete, altered or otherwise irregular or that do not conform with or satisfy any or all of the conditions these Rules will be judged void.
Any fraud or attempted fraud for winning prizes will be prosecuted in accordance with the provisions of Articles 313-1 and following of the Criminal Code.
ARTICLE 13 – DISPUTE
These General Terms (and any Specific Terms) shall be construed in accordance with and governed by the laws of England and Wales.
Except in the case of manifest errors, it is agreed and understood that the information resulting from the Giveaway systems of the Organizing Company shall have probative force in any dispute arising out of the connection elements and the computer processing of such information relating to the Game.
Any claim shall be sent in writing only to the headquarters of the Organizing Company, at the address set forth above in Article 1 within thirty (30) days from the closing of the Game. Past this thirty (30) day period, no claim will be accepted.
In case of any dispute arising out of or connected with this Game between the Entrant and the Organizing Company which cannot be resolved between the parties, shall be resolved before a court having jurisdiction in accordance with the provisions of the Civil Procedures Code.
No response will be provided to requests, whether oral or written, with regards to the interpretation or the enforcement of the Rules, the mechanisms or terms of the Game nor the list of Winning Entrants.

 

ozarks teen challenge 5k

AGCU is Proud to Sponsor Ozarks Teen Challenge 8th Annual 5K run/walk on Saturday, July 16, at 8:00 am at the Branson Landing; however, there is also a virtual option for anyone not able to participate in person.

Children are welcome to participate. They have a Half-Mile Half-Pint just for the kids. If you have kiddos that would like to participate, please specify if they are doing the 5K or the Half-Pint Half-Mile run/walk.

Participants will receive a Run for Hope t-shirt.

 

 

 

 

As always, this is a powerful event because everyone who joins this event does so with purpose. We run or walk for three specific reasons: To support those in recovery, to support loved ones who are battling addiction, and to honor loved ones lost to addiction. All proceeds from this event will go directly to our capital campaign. We have broken ground on our Home of Hope Academy and are looking forward to the completion of that building towards the end of this year. The Home of Hope academic building will provide a facility to support our student’s educational dreams and help put HOPE within reach of the hundreds of families calling out for help every month.

 

 

 

Event Start Time: 5K – 8 AM Half-Pint Half-Mile – 8:50 AM

5K Entry Fee: Pre-Registered by June 27, 2022, $30 –   June 28, 2022, to Race Day $35

Half-Pint Half-Mile Kids Run: Pre-Registered by June 27, 2022, $10 –   June 28, 2022, to Race Day $15

Race Day Registration and Packet Pick Up: 7 am to 7:45 am

Must register by June 27, 2022, to be guaranteed a t-shirt & participant bag.

Awards: Overall

Male & Female; Top Overall Male & Female in each Age Division: 19 & Under, 20-29, 30-39, 40-49, 50-59, 60 & Over.

Interested in sponsoring this event? Please inquire at events@ozarkstc.org.

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU.
Learn More About Banking with a Purpose

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Assemblies of God Credit Union (AGCU) announces the addition of Senior Vice President, Director of Member Experience & Compliance Randall Bettis, Member Experience Manager Kelly Beezley and Senior Commercial Credit Analyst Jordan Dowdan.

Randall Bettis

Randall BettisWith over three decades of leadership experience with credit unions across the United States, Randall Bettis brings a tremendous amount of knowledge to his new role as Senior Vice President, Director of  Member Experience & Compliance with AGCU. The scope of his responsibilities includes leading the member care team in strategies that will provide AGCU members an organized and seamless experience across all channels and stages of communication.

Randy comes to us with a tremendous amount of experience with several credit unions.  He worked for the Arizona Central Credit Union for 4 years as a Collector before moving to Arizona Federal Credit Union where he served as a Risk Management Consultant, a Branch Manager, a Financial Services Supervisor and a finally a Director of Branch Services during his 13 years there.  He moved to Corporate America Family Credit Union where he was a Branch Manager for a year.  Then he served as a Branch Manager, Vice President, and President / CEO at SunWest Federal Credit Union over his 4 year career there before moving to the Springfield to serve as the Chief Lending Officer at BluCurrent Credit Union.  He was there for almost 10 years.  We know the knowledge he has gained over his 31 year career is going to be of tremendous benefit to AGCU.

Kelly Beezley

Kelly BeezleyKelly Beezley joins AGCU in the role of Member Experience Manager. With over 20 years of experience, Kelly is a seasoned banking professional who has lived in Springfield her entire life. Drawing on her deep sense of community, Kelly will aid in identifying areas of opportunity that will enhance member experience.

Kelly has been in banking for 20 years.  She was a Financial Service Representative at Commerce for 5 years.  She worked at the Bank of Bolivar as a Lead Teller for 3 years, then moved to Hawthorn Bank where she served as a Customer Service Representative for 2 years.  She then moved to America’s Credit Union where she served as a Branch Manager for 10 years.

 

Jordan Dowdan

Jordan DowdanLastly, Jordan Dowdan has joined AGCU as Senior Commercial Credit Analyst. Jordan has served in credit analyst roles with several financial institutions throughout southwest Missouri and will use this experience to assist lenders as they make decisions that affect local businesses and economy.

Jordan worked as a Loan Officer for First Home Savings Bank in Mountain Grove, MO, for a year before moving to Central Bank of the Ozarks where he served as a Credit Analyst for 2.5 years.  He then went to Legacy Bank & Trust where he worked as a Credit Analyst – Loan Review Officer for the past 4 years.  In this capacity, he assisted the Chief Credit Officer in reviewing underwriting, monitored the bank’s risk exposure and loan trends, while also analyzing complex government products, monitoring construction and development loans, and analyzed and spread complex global cash flows.

“AGCU’s commitment to member experience has been a priority of behind our concept of Banking with a Purpose,” said Melanie Tarrant, Creative Marketing Specialist. “And the addition of Randy, Kelly, and Jordan to our team will help us continue serving our members and our community with their financial needs.”

 

AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.

 

We donate 10% of our annual earnings to support churches and ministries, educational scholarships and programs, and humanitarian efforts.

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU.
Learn More About Banking with a Purpose

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Springfield Pregnancy Care Center Annual Banquet 2022

Springfield Pregnancy Care Center Annual Banquet 2022

PCC Banquet 2022

Thank you for supporting PCC’s mission to save lives and strengthen families through our annual Banquet. The many services PCC provides would not be available to clients without your partnership!

 

Our goal was to raise $500,000 from Banquet – 20% of our annual operating budget. We knew that was a God-sized goal. But we are thrilled to announce YOU gave more than $500,000!

 

If you couldn’t attend the Banquet, it’s not too late to make your gift to support PCC. All donations given through Banquet go directly to fund the services and resources for those facing unplanned pregnancy.

 

Donate Now

 

Those who attended the Banquet met this year’s featured client, Leslie. If you did not get to attend the event, her story is now available to view!

 

 

We are honored to share support for our good friends at Springfield Pregnancy Care Center! Tickets are still available for their annual banquet https://loom.ly/EiCZopo

 

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU.
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Financial Self Defence: Beware of Job Scams

It’s an amazing employment opportunity–or is it? Scammers often hijack the job market to ensnare job seekers. Here’s what to know about these scams.

How the scams play out

There are several variations of job scams. Here are the most common:

  • Bogus job listing. There’s a Help Wanted ad for a dream job. The eager job-seeker applies, sharing their information,and even paying a small fee for an interview or resume submission. Unfortunately, the job doesn’t exist and they’ll never hear from the “employer” again.
  • Imposter hiring. An alleged rep from a well-known agency or hiring firm reaches out to a target, asking them to send funds to cover a job screening. While the job may exist, the “representative” is a scammer, and the money the victim shares will go directly into the scammer’s pocket.
  • Phishing emails. In this scam, a victim is targeted by email. It offers the victim a fantastic job, but asks that they first share confidential info. If the victim complies, they’ll be giving their personal information to a scammer.
 
How to spot a job scam

Learning to identify the signs of a job scam can help you avoid them. Here are some red flags to watch for when job-hunting:

  • The emails the “company” sends are highly unprofessional.
  • There’s no street address for the company.
  • You’re asked to pay an upfront fee before you’re even hired.
  • You’re asked to share personal information before an official contract is signed.
  • When “hired,” you’re underworked and overpaid.

Before applying to or accepting a job offer, do thorough research. Ask for references of past or current employees and check out the company website to see if it’s secure and has real information about the firm, including a street address. Check out the company’s social media accounts, too. Finally, don’t be afraid to ask the employer any questions you may have about the company or job.

Job-hunting can be stressful, but getting caught in a job scam can bring that stress to a whole new level. Stay alert and stay safe by following the tips outlined here.

12 Steps to Financial Freedom: Step 4: Have The Money Talk With Your Partner

12 Steps to Financial Wellness

12 Steps to Financial Freedom. -4 Have the Money Talk With Your Partner

Step 4: Have The Money Talk With Your Partner

Communicating openly about how you manage your money is a big part of having an honest and trusting relationship. Here, we’ve compiled six tips to help guide you in this super-important conversation.

  1. Plan in advance

Broach the topic with your partner a few days before you want to have the “Big Money Talk” and ask if you can have an open discussion about money sometime soon. This way, you’ll both be ready to focus on the conversation and won’t be caught off-guard.

  1. Start with a vision

Instead of starting the conversation by bringing up a time your partner overspent, talk about a vision you can both share. For example, you can rhapsodize about how wonderful it would be to take a luxury vacation to the Cayman Islands, or how you’d love to start saving for a home. This way, you’re putting a positive spin on your money talk, which will set the tone for the rest of the conversation.

  1. Listen carefully

Your partner will have their own ideas about money management, and you may be surprised at the insights they have to share into your own spending habits or expensive vices.

  1. Talk openly about sharing expenses and savings

At a certain point in your relationship, you may decide to share expenses and pool your savings. If you plan to bring up the topic now, be sure to talk openly about the way you feel to better avoid future resentment. For example, if you earn more than your partner, should you be splitting expenses evenly? Can one partner take additional financial responsibilities in lieu of contributing an equal amount of income to the pot? All of these questions, and more, are important to discuss upfront.

At this time, consider linking one of your accounts or opening a shared account at AGCU

  1. Consider having a slush fund

Sometimes, you just want to splurge without having to explain the purchase. You may also want to spend money on a surprise gift for your partner without them knowing you’ve just dropped a large sum of money on something. Having a slush fund, or money set aside for your “just for fun” spending, can help you maintain a sense of independence and keep some of your purchases private. You can keep this fund in a separate checking account under your name at AGCU

  1. Set up a weekly or bi-weekly time to talk money

It’s a good idea to touch base about finances once a week, or once every two weeks. You can talk about recent purchases, big expenses that are coming up soon, surprise bills, and more.

Be sure to stick to your commitments and to bring up any money issues that may arise during your regular money talks for continued harmonious collaboration about all financial matters.

 

Read Step 1: How to Track Your Spending

Read Step 2: Creating a Budget

Read Step 3: Pay Down Debt

Read Step 4: Have the Money Talk With Your Partner

Read Step 5: Practice Mindful Spending

Read Step 6: Pay It Forward

Read Step 7: How to Pay Yourself First

Read Step 8: Know When and How to Indulge

Read Step 9: Build and Maintain an Excellent Credit Score

Read Step 10: Plan for Retirement

Read Step 11: Start Investing

Read Step 12: Review and Tweak

 

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU.
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Springfield FCA Golf Classic

FCA Hole in one sponsor

AGCU is honored to once again support the Greater Springfield Fellowship of Christian Athletes Golf Classic.

Join us Monday, May 16 at Highland Springs Country Club as we partner with FCA while enjoying a fun but competitive day of golf. AGCU will be the Hole-In-one Sponsor during the event.
The proceeds from the Golf Classic go towards providing bibles and ministry materials for the next school year.

Click here to learn more or register your team!

The FCA Golf Classic

The FCA Golf Classic is one of their largest Springfield Area-specific fundraising events. Please be in prayer that the Lord uses this event to grow our FCA Community and provide those participating with opportunities to hear how the FCA ministry works with students and coaches in our schools and spark in them a fire to be a part of it.

 

Thank you Sponsors. FCA Raised $10,000

 

FCA Mission:

To lead every coach and athlete into a growing relationship with Jesus Christ and His church.

Banking With A Purpose

Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU. Learn More About Banking with a Purpose

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Last-Minute Tax Tips

Last-Minute Tax Tips to Know Before You File

It’s time to file your tax return! Before you do, though, read through our list of last-minute tax tips.

Consider filing Taxes electronically

The IRS e-file is available to all taxpayers, and many people can file electronically at no cost.

-Get started here.

Re-check your Social Security numbers

Make sure every Social Security number on your return, including your own, your partner’s and each of your dependent’s, is correctly listed. Check that the SSNs related to claims for Child and Dependent Care Credit or Earned Income Tax Credit are accurate as well.

Don’t forget any deductions

Here are some of the deductions people often forget to take:

  • The home office deduction.
  • Out-of-pocket charitable contributions, such as the cost of meal prep for the help you do at a soup kitchen or gas used while driving to a charity drop off.
  • Student loan interest you’ve paid, or that someone has paid on your behalf.

Claim the full Child and Dependent Care Tax Credit

The American Rescue Plan increases the Child and Dependent Care Credit and makes it fully refundable. The changes to the Child and Dependent Care Credit that apply only for tax year 2021 include:

  • The highest credit percentage increased to 50% of qualifying expenses.
  • Qualifying child and dependent care expenses increased from $3,000 to $8,000 for one qualifying dependent, and from $6,000 to $16,000 for two or more qualifying individuals.
  • The adjusted gross income (AGI) level at which the credit percentage starts being reduced increased to $125,000.

Double-check your figures

If you are filing a paper return, double-check that you have correctly calculated the refund or balance due.

Get your return in on time

If you won’t be ready to file your return by April 18, you’ll need to request an extension. It’s important to note, though, that an extension to file does not include an extension for payment.

Sign your form

Don’t forget to sign and date your form, and to also have your partner sign if you’re filing jointly. If you’ve hired someone to prepare your return, have the preparer sign the form and enter their Preparer Tax Identification Number (PTIN).

It’s tax time! Use the tips outlined here to maximize your refund and ensure there are no mistakes on your tax return.

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Much more than a catchphrase, our tagline is our passion, our reason why we do what we do. This is the impact of your membership with AGCU. Learn More About Banking with a Purpose

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How long does editing take?

Accurate estimation is an important factor in running a successful business (or department). Whether you are paid by the hour or by the project, you need to have a reasonably good idea of how long you (or someone else) will take to edit a document. Even if money isn’t a problem, time may well be. The time that editing takes is related to another question: how many writers can an editor support?

Editors know (though their clients and managers may not) that “how long” depends very much on what level of editing is required. A detailed, heavy edit requiring major rewriting is obviously going to take a lot longer than a light copy-edit. So the first thing you need to do is clarify exactly what the client wants. (Be prepared to negotiate the “want list” when, as almost always happens, the client decides your initial estimate is too long and too expensive.)

Here are some of my editing estimates, based on my personal experience. They are within the range suggested by writers such as Carolyn Rude (Technical Editing, second edition, 1998), JoAnn Hackos (Managing Your Documentation Projects, 1994), and others.

Some assumptions in the estimates:

  1. A “standard page” contains 500 words. If a document contains a lot of illustrations, it has fewer words per page, but I still have to give the illustrations some attention, so I try to take that into account when people give me page counts. For example, if someone tells me the document has 350 pages, most of which contain one screen shot, I may decide that 1 document page equals 2/3 of a “standard” page and adjust my estimate accordingly. If the paper size is unusually small or large, a document page may be more or less than a standard page.
  2. I am typing my comments and changes into the file, not writing on paper. (I usually work faster that way, though not everyone does.)
  3. I am marking every occurrence of a change, not instructing the writer to “find and change all instances of (whatever).”

Full substantive (heavy) edit, possibly including some rewriting: 1-2 pages per hour

Medium edit: 4-6 pages per hour

Light edit (skim document, correcting obvious errors in spelling, grammar, punctuation, consistency and completeness): 8-10 pages per hour

Final or production edit: 20 pages or more per hour (varies widely depending on what’s involved)

For online help, if link-checking, index editing, and “is it helpful” analysis is involved, I would use the lower range of the estimating metrics. Help can be very fiddly and time- consuming to check, as you need to use a compiled file (if at all possible) but enter your edits into an uncompiled file.

(Remember to convert the number of help topics to page- equivalents. A commonly-used conversion factor is 1 help topic equals 0.5 page; field-level help, pop-up glossary terms, and other short help topics are each equivalent to 0.25 page.)

For Web pages and Web sites, I use the same metrics as for online help.

What is your experience?

I am very interested to hear about others’ experiences: do my numbers seem too high or too low for your situation? What’s different about the materials you work with, or the conditions you work under?