Join us as we help spotlight CMN’s Miracle Week! 
Children’s Miracle Network Hospitals at CoxHealth presents Miracle Week November 30-December 6. Through this fundraiser, CMN provides support for local children (age birth to 18) with travel assistance, CoxHealth hospital bills, and other special needs. Learn more about CMN at CoxHealth here.
AMA was started by a group that saw the need for financial assistance for retired ministers who didn’t have enough money to cover living expenses. It was started in 1933 with donations placed in an interest-bearing fund that grew exponentially over the years. Now, as the demand has increased, funds need to be added continually to meet the needs of the growing number of retired ministers.
On October 29, 2020, jazz musician and educator Dr. Joel Griffin succumbed to injuries sustained in a tragic vehicle accident in Ozark, MO. He is survived by his wife, Kara, and their three young children; Sadie, Elam, and Harper.
Dr. Griffin’s family and friends are joining together to support Kara and the children during this difficult time through a memorial fund. If you are one of the many who have benefitted from Dr. Griffin’s generosity in sharing the gift of a musical life, please consider donating to the Griffin Family Memorial Fund.
All funds received will go directly to the Griffin family.
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Of all of the fun holidays in October to celebrate (like World Vegetarian Day, International Music Day, and National Homemade Cookies Day which all take place on October 1st) another weird October holiday you might not think of automatically is International Credit Union Day! But what does it mean to celebrate credit unions, where did this holiday come from, and when is national credit union day?
International Credit Union Day, also known as ICU Day, is celebrated on the third Thursday of every October. This holiday has been in effect since 1948 and this year we celebrate ICU day on October 20th, 2022.
The day has been designated as an occasion for credit unions all over the world to recognize the history behind the credit union movement, its spirit, and its philosophy. It’s a day to share your experiences as a credit union member and to reflect upon all the benefits you enjoy by being a part of your credit union. It is very common for credit unions to host special celebratory offerings at their physical branch locations, and also to promote fun parades, picnics, contests, and more.
If you are not a member of a credit union currently and don’t know much about credit unions, let’s take a quick look at four factors that make a credit union outstanding (and in our opinion, what makes credit unions better than regular banks)!
As a member of a credit union, you own a piece of the organization. Credit unions are not stuck answering to Wall Street — we only want what’s best for you. This keeps our focus in the right place. Instead of working on earning the biggest profits, we can focus on offering superior member service and policies that are as member-friendly as possible. You’ll have a say in the way your credit union runs, and if you find yourself in a difficult situation, you’ll find representatives who are willing and happy to help you.
Banks earn a significant portion of their profits through their fees. While a credit union will also have fees attached to certain products and services, these tend to be lower than similar fees you’ll find in a bank. What all this means for you is lots of money saved just by choosing to trust a credit union with your money.
Everyone has ups and downs. If you’re going through a rough patch, a credit union is willing to work with you through that challenging time. While a bank is more likely to turn down a borrower with a poor credit history, a credit union member representative wants to help you out.
Loan officers will be happy to meet with you and work to find a loan that best suits your needs. If necessary, representatives are also here to help you learn the basics of budgeting and money management, often offering programs to help you gain control over your budget and cover unexpected expenses.
When you open a savings account or a certificate of deposit (CD), one of your biggest concerns is the interest rate. You want your money to grow as much as possible.
Lucky for you, credit unions offer higher interest rates on savings accounts and lower interest rates on loans. You read that right — remember, credit unions want what’s best for you! Since credit unions are not focused on making a profit, we only need to cover operating costs.
All the money saved by focusing on what matters to you is passed to the members via these favorable interest rates. This means you can save on any loans you may need and that the money in your savings accounts will be earning at a higher rate. As you can see, being a member of a credit union gives you lots to celebrate!
What better way to celebrate International Credit Union day this year than to join our credit union at AGCU? If you’re looking for exceptional financial services, like free checking accounts that offer annual percentage yields (APYs) as high as 2.50%, then joining AGCU could be the right fit for you!
To join AGCU, visit any AGCU Branch or contact one of our representatives today by calling (417) 831-4398 or filling out our contact form. Happy International Credit Union Day!
As recovery continues in the aftermath of Hurricane Laura, Convoy of Hope’s Disaster Services Team is on the ground delivering help to those affected by the storm. To assist with their relief efforts, AGCU is matching the first $10,000 in donations we collect for Hurricane Laura relief. An additional donor is also matching these funds, so that will mean every dollar donated becomes $3 to help those affected by this massive storm!
Here’s how your donation can be matched:
Thank you for your donations, and please keep those impacted by the storm in your thoughts and prayers!
Join CompassionLink for a day of trout fishing on October 15, 2020, at Lake Taneycomo in Branson, MO!
Help us Cast for Compassion!
Contributions to the CompassionLink Fishing Classic provide first aid packs to international communities and helps serve people with disabilities around the world.
Boats will launch from Scotty’s Trout Dock & Marina at 8 a.m. and finish at 12 p.m. Lunch and awards will immediately follow.
Each registration includes:
Limited space available, so register today!
UPDATED 11/23/2020
We have resumed regular lobby service at our Campbell and Independence branches.
Campbell branch:
Independence branch:
If you would like to open an account with us online, you may do so here. If you would like to apply for a loan online, click here.
You may also take advantage of our out-of-the-branch services:
Or contact us by email or phone.
UPDATED 7/16/2020
We request all members wear masks, excluding:
We ask if you have any COVID-19 symptoms or have recently traveled internationally, please do not come into the lobby. Use our online, mobile, or drive-thru services instead.
No public restrooms are available at this time.
If the maximum occupancy for the building is reached, you may be asked to wait outside.
Thank you for your understanding.
5/27/2020
We ask if you have any COVID-19 symptoms or have recently traveled internationally, please do not come into the lobby. Use our online, mobile, or drive-thru services instead.
With the planned reopening of our lobbies, we have made some modifications for the safety of our members and employees. These include:
We appreciate your patience as we work through the easing of Coronavirus guidelines!
4/17/2020
With the release of the U.S. Federal Treasury Department Economic Impact Payment this week, it’s more critical than ever to be aware of financial scams targeting you.
First, some information on Economic Impact Payments. How you receive your payment will depend on how you chose to receive your federal tax refund for 2018 or 2019 (if you’ve filed already). If you chose to have your refund direct deposited, your stimulus payment will be deposited to that same account. If you’ve not chosen a direct deposit in the past, you will receive a paper check in the mail. In some cases, even with past direct deposit information, you may receive a mailed check instead of a deposit into your account.
To check your AGCU account to see if you’ve received your stimulus payment, you can view your account activity using online and mobile banking. Visit the IRS website for more information on the stimulus payment, including eligibility, payment amounts, what and when to expect it, and more.
Second, due to the release of stimulus payments, there has been a massive increase in scam activities. The IRS is urging taxpayers to be on the lookout for phone calls and email phishing attempts. These scams can lead to tax-related fraud and identity theft. Read more from the IRS about these scams.
Remember, if you receive emails or phone calls asking for personal data or account details, NEVER give out your information. You should also be very careful about how and where you use your personal information online. If you have a question about an account, reach out directly to that company. For more information contact AGCU Member Care at (866) 508-2428.
3/30/2020
We are seeing an uptick in scam activity related to Coronavirus (COVID-19). Remembers, scammers demand a sense of urgency and panic to extort money from people every day. Here are a few scams we are hearing more about now:
Be very careful to NEVER give out your information on phone calls, emails, or online groups! If you have a question about an account, reach out directly to that company.
3/25/2020
Beginning Thursday, March 19, we are limiting access to our Springfield, Missouri, branch lobbies. We are asking members to please use the drive-thru for all teller transactions, to schedule an appointment, or to determine if immediate lobby access is required.
Drive-thru hours:
If you need assistance with something other than a teller transaction (open an account, access your safe deposit box, meet with a loan officer, etc.), please call Member Care at (866) 508-2428 to make an appointment.
For our members around Waxahachie, Texas, our hours are unchanged, Monday-Friday – 9:00 am-5:00 pm. However, to protect the health and safety of our members and staff, we are allowing only two members in our lobby at a time.
You may also take advantage of our out-of-the-branch services:
Or contact us by calling or sending an email.
3/13/2020
As always, we are committed to serving your financial needs. Regarding accessing your account and finances, we want to remind you of our online, mobile, and Teller Line Connection (TLC) options. Our free online banking and mobile app are user-friendly and easily accessible. Using these services, you can:
Visit Online Banking, Mobile Banking, and Teller Line Connection for more information on these service options. Or call our Member Care at (866) 508-2428 to learn more.
Don’t forget; you can access your account at nearly 30,000 surcharge-free ATMs nationwide. Find the closest one to you by clicking here to get started.
There are a lot of resources available to assist you with your research on Coronavirus. Unfortunately, there are also scam sites and fake dashboards containing cybersecurity threats. Here are some trusted resources on Coronavirus:
We want to encourage you to stay informed about this current situation, while also looking for opportunities to help out your neighbor, and those around you. We can have a positive impact by working together.
As regulations change, we will occasionally need to update our disclosures. We endeavor to keep you notified about these updates and how they may affect your account.
With new legislation for financial institutions, we have recently made some updates to our disclosures, including changes to account terms and conditions. The updates are outlined in this Disclosure Change Notice.
NOW is the time to Refinance!
When you refinance your mortgage, you can:
Don’t let this opportunity pass you by! Reach out to our mortgage professionals at 866-508-2428, email us for more information, or get started by visiting our Home Loan Center.
We’ve added Samsung Pay and Google Pay for your AGCU Debit Card!
AGCU already offers the convenience of Apple Pay…and we are excited to announce that your AGCU debit card is available for use on your mobile wallet through Samsung Pay and Google Pay!
When you use your mobile wallet on your smart device, you’ll enjoy a fast, easy, and convenient way to make purchases without using your physical card in-store, online, or in an app.
Here are some advantages to using these payment methods:
Learn more about these services at the links below:
Contact Member Care at 417.831.4398 or 866.508.2428 to get your card activated and ready to go!
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