Maximizing Your Savings: The Premiere Money Market Account
In the world of personal finance, there’s a wide array of options to grow and safeguard your hard-earned money. A great option that’s gaining popularity among savvy savers is the AGCU Premiere Money Market Account.
The Money Market Advantage
Liquidity and Earnings
One of the standout features of a Money Market Account is its ability to offer the best of both worlds: liquidity and earnings. Unlike a traditional checking account, which typically provides minimal to no interest on your balance, or a Certificate of Deposit, which locks your money away for a fixed term, a Money Market Account allows you to access your funds while still earning a competitive Annual Percentage Yield (APY).
Competitive Rates
Our Premiere Money Market Account takes this concept to the next level with a tiered system designed to reward your commitment to saving. Here’s a breakdown of the four tiers:
Minimum Balance |
Rate |
APY |
| $2,500+ | 0.25% | 0.25% |
| $50,000-$74,999 | 3.50% | 3.56% |
| $75,000-$99,999 | 3.75% | 3.82% |
| $100,000 + | 4.00% | 4.07% |
Why Choose a Premiere Money Market Account?
Accessibility
Unlike CDs, which often lock your funds away for months or years, a Money Market Account allows you to access your money whenever you need it. With our Premiere Money Market Account, you can write checks, make electronic transfers, and use your funds with ease while still benefiting from attractive interest rates.
Safety
Your financial security is paramount. Rest assured that our Premiere Money Market Account, is insured up to $250,000 by the National Credit Union Administration (NCUA), making it a safe and reliable choice for your savings.
Earnings Potential
The tiered structure of our Premiere Money Market Account ensures that your earnings grow in proportion to your savings commitment. As your balance increases, your APY becomes more competitive, allowing you to maximize your savings without compromising on accessibility.
Versatility
Whether you’re saving for a rainy day, a dream vacation, or a significant life event, a Money Market Account offers the versatility to meet your financial goals. With our tiered system, you can start at an accessible entry level and work your way up as your savings grow.
How to Get Started
Opening a Premiere Money Market Account at AGCU is a straightforward process:
- Review the Tiers: Take a moment to consider your savings goals and choose the tier that best suits your financial situation.
- Gather Your Funds: Ensure you have the minimum balance required for your selected tier.
Visit Our Branch: To become a member of AGCU, either start a Video Banking Call or apply through an online application.
Speak face-to-face with an AGCU Video Banking Representative from anywhere.
Give it a try today! Video Banking Hours (CST): Mon – Fri: 9:00 a.m.- 5:00 p.m.
Apply through online application.
Do you have questions regarding becoming a member or opening an account? Call (417) 831-4398 or fill out our contact form and we will contact you!
- Start Earning: Once your Premiere Money Market Account is open, watch your savings grow with the competitive APY that matches your chosen tier.
In conclusion, when it comes to growing your savings while maintaining access to your money, the Premiere Money Market Account at AGCU offers an enticing solution. With its tiered interest rates, flexibility, and safety, it’s a powerful tool to help you achieve your financial goals. So, don’t wait; take the next step toward maximizing your savings potential by opening a Premiere Money Market Account today. Your future self will thank you for it.
APY=Annual Percentage Yield. APR=annual Percentage Rate. Offer effective 9/25/23. Up to 6 withdrawals with no fees per calendar month, $10 fee for each withdrawal in excess of six per month. Rate may change at any time. The minimum balance required to open this account is $2,500.00. Minimum average daily balance of $2,500. If, during any month, your average daily balance is below the required minimum, your account will be subject to a minimum balance fee of $10.00 monthly. You must maintain a minimum average daily balance of $2,500.00 in your account to obtain the disclosed annual percentage yield.
