*CONSUMER CREDIT CARDS, REAL ESTATE LOANS, HELOC LOANS, BUSINESS LOANS, AND BUSINESS CREDIT CARDS ARE EXCLUDED FROM THIS OFFER. Skip-a-Pay fee is $25 or 10% of the loan payment amount, whichever is greater. Maximum of two (2) payments may be skipped per loan, per calendar year. Maximum of four (4) payments may be skipped over the life of the loan. Interest will continue to accumulate on the loan during the month the payment is skipped. All loans must be current to qualify and must have been opened at least 60 days prior to the month of loan payment skipped. If the processing fee is not paid, this offer is void.