Term |
APR |
APY |
6 month |
1.00% |
1.00% |
12 month |
3.01% |
3.05% |
18 month |
2.10% |
2.12% |
24 month |
2.25% |
2.27% |
36 month |
2.00% |
2.02% |
48 month |
1.75% |
1.76% |
60 month |
1.50% |
1.51% |
*Minimum Deposit $1,000. Certificate dividends paid monthly. Rates accurate as of 03/01/2023.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
Penalty may apply for early withdrawal. Rates subject to change.
Minimum Balance |
Rate |
APY |
$2,500+ |
0.25% |
0.25% |
**Compounded monthly. Rates accurate as of 03/01/2023.
APY = Annual Percentage Yield
Rates subject to change
Savings Accounts |
APR |
APY |
Primary Savings |
0.10% | 0.10% |
Individual Retirement Account (IRA) |
1.00% | 1.00% |
Sub-Savings |
0.10% | 0.10% |
Health Savings Account (HSA) |
2.00% | 2.02% |
Minimum savings account balance $100+
***Savings are compounded quarterly. Rates accurate as of 03/01/2023.
APY = Annual Percentage Yield
Rates subject to change
Earn 2.50% APY on your average LoyaltyPlus Checking balance up to $10,000, and .05% APY on balances $10,000 and up!
Minimum Balance |
APR |
APY |
Up to $10,000* |
2.50% |
2.53% |
$10,000+ |
0.05% |
0.05% |
Minimum requirements not met |
0.01% |
0.01% |
****Compounded monthly. Rates accurate as of 03/01/2023.
* Qualifying for an AGCU LoyaltyPlus Checking – Make at least 12 AGCU debit card purchases during the month. – At least one automatic deposit every month – Enroll in e-Statements
APY = Annual Percentage Yield
Rates subject to change
Accounts are insured by the National Credit Union Administration (NCUA) to at least $250,000. Additional coverage of up to $250,000 per depositor for other types of accounts, such as IRAs, is also available. For more information about your account’s coverage, see the NCUA’s insurance estimator here or contact us. NCUA maintains one of the largest and strongest levels of financial reserves in America and is backed by the full faith and credit of the United States Government.
Contact one of our representatives today to open your account! Call (417) 831-4398 or CLICK HERE and we will contact you!