Savings Rates
Certificate of Deposit Rates:*
Term |
APR |
APY |
6 month |
1.00% |
1.00% |
12 month |
3.01% |
3.05% |
18 month |
2.10% |
2.12% |
24 month |
4.00% |
4.07% |
36 month |
4.00% |
4.07% |
48 month |
4.00% |
4.07% |
60 month |
4.00% |
4.07% |
*Minimum Deposit $1,000. Certificate dividends paid monthly. Rates accurate as of 03/01/2023.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
Penalty may apply for early withdrawal. Rates subject to change.
Loyalty CD Rates
Member Length |
Minimum Deposit |
Term |
*APR |
*APY |
| 0-9 Years | $2,500.00 | 12 Months | 4.95% | 5.06% |
| 10-19 Years | $2,500.00 | 12 Months | 5.10% | 5.22% |
| 20+ Years | $2,500.00 | 12 Months | 5.35% | 5.48% |
APR=Annual Percentage Rate. APY=Annual Percentage Yield- effective date 5/1/23 and subject to change without notice. Minimum balance of $2,500 required. Penalty for early withdrawal will apply.
Money Market Account
Minimum Balance |
Rate |
APY |
| $2,500+ | 0.25% | 0.25% |
Premier Money Market Account
Minimum Balance |
Rate |
APY |
| $50,000-$74,999 | 3.50% | 3.56% |
| $75,000-$99,999 | 3.75% | 3.82% |
| $100,000 + | 4.00% | 4.07% |
**Compounded monthly. Rates accurate as of 09/25/2023.
APY = Annual Percentage Yield
Rates subject to change
Savings Rates
Savings Accounts |
APR |
APY |
Primary Savings |
0.10% | 0.10% |
Individual Retirement Account (IRA) |
1.00% | 1.00% |
Sub-Savings |
0.10% | 0.10% |
Health Savings Account (HSA) |
2.00% | 2.02% |
Minimum savings account balance $100+
***Savings are compounded quarterly. Rates accurate as of 03/01/2023.
APY = Annual Percentage Yield
Rates subject to change
Checking Rates
Earn 2.50% APY on your average LoyaltyPlus Checking balance up to $10,000, and .05% APY on balances $10,000 and up!
Minimum Balance |
APR |
APY |
Up to $10,000* |
2.50% |
2.53% |
$10,000+ |
0.05% |
0.05% |
Minimum requirements not met |
0.01% |
0.01% |
****Compounded monthly. Rates accurate as of 03/01/2023.
* Qualifying for an AGCU LoyaltyPlus Checking – Make at least 12 AGCU debit card purchases during the month. – At least one automatic deposit every month – Enroll in e-Statements
APY = Annual Percentage Yield
Rates subject to change
Accounts are insured by the National Credit Union Administration (NCUA) to at least $250,000. Additional coverage of up to $250,000 per depositor for other types of accounts, such as IRAs, is also available. For more information about your account’s coverage, see the NCUA’s insurance estimator here or contact us. NCUA maintains one of the largest and strongest levels of financial reserves in America and is backed by the full faith and credit of the United States Government.
Contact one of our representatives today to open your account! Call (417) 831-4398 or CLICK HERE and we will contact you!
Contact
866-508-AGCU (2428)
(417) 831-4398
Assemblies of God Credit Union P.O. Box 2328 Springfield, MO 65801
Routing Number: 286582740
COPYRIGHT © 2020 · AGCU - All rights reserved. Insured by NCUA. Equal Housing Lender.