Certificate of Deposit Rates:*
| Term | APR | APY |
| 3 Months | 0.25 | 0.25 |
| 6 Months | 0.35 | 0.35 |
| 9 Months | 0.35 | 0.35 |
| 12 Months | 0.55 | 0.55 |
| 18 Months | 0.65 | 0.65 |
| 24 Months | 0.75 | 0.75 |
| 36 Months | 1.10 | 1.11 |
| 48 Months | 1.50 | 1.51 |
| 60 Months | 1.75 | 1.77 |
*Certificate dividends paid monthly. Rates accurate as of 7/31/13.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
$1,000 minimum. Rates subject to change.
Money Market Rate in APY:**
| Minimum Balance | Rate |
| $2,500+ | .25 |
**Compounded monthly. Rates accurate as of 4/1/13.
APY = Annual Percentage Yield
Rates subject to change
Savings Rates in APY:***
| Account Balance | Primary Savings | IRA | Christmas | Sub-Savings | Health Savings Account (HSA) |
| $100+ | 0.10 | 1.00 | 0.10 | 0.10 | 2.00 |
***Savings are compounded quarterly. Rates accurate as of 4/1/13.
APY = Annual Percentage Yield
Rates subject to change
Checking Rate in APY:****
| Minimum Balance | Rate |
| $2,500+ | .00 |
****Compounded monthly. Rates accurate as of 7/1/11.
APY = Annual Percentage Yield
Rates subject to change
