Accessible at Any Time

We offer unsecured lines of credit with fixed rates. Money from your Line of Credit can quickly and easily be accessed anytime by transferring it online from your Line of Credit to your checking or savings account. Or just give us a call and we can make the transfer for you.

Avoid Overdrafts

You can also use the Line of Credit to guard against overdrafts on your checking account. If there are insufficient funds in your banking account to cover a withdrawal (i.e. check, debit card purchase, automatic payment), the funds can automatically be pulled from your Line of Credit to cover it. It’s a great way to avoid the extra expense and embarrassment of an overdraft.