Benefits of Free LoyaltyPlus Checking
LoyaltyPlus Checking offers annual percentage yields as high as 2.5%.
- Earn 2.5% APY on LoyaltyPlus Checking balances of $10,000 or under.
- Additional balances after the first $10,000 earn 0.05% APY.
- No monthly fees.
- AGCU will refund ATM fees up to $15 per month.
- Get a free VISA Debit Card.
Mobile Wallet
Not enough cash in your wallet? Left your debit card at home? No problem!
Just add your AGCU debit card to your mobile wallet, and you can pay even when you don’t have your card with you.
Available on smart devices, Mobile Wallet offers many benefits:
- Security: Your private card information stays encrypted.
- Convenience: Use your phone rather than juggling multiple cards.
- Contactless payment: Pay for things by tapping or swiping at checkout. No more fumbling with your card!
Mobile Wallet is available through Apple Pay, Google Pay and Samsung Pay.
Free VISA Debit Card
Get the convenience of a checkbook and an ATM card all in one!
As an AGCU member, your VISA Debit Card lets you withdraw funds without writing a check. You also get all of the functionality of an ATM card.
You can use your VISA Debit Card wherever VISA cards are accepted.
- VISA Debit Cards are available to AGCU members over age 18 with accounts in good standing.
- Minors ages 16 and 17 can get a VISA Debit Card with a qualifying adult on the account as a joint owner.
Free VISA Debit Card
Get the convenience of a checkbook and an ATM card all in one!
As an AGCU member, your VISA Debit Card lets you withdraw funds without writing a check. You also get all of the functionality of an ATM card.
You can use your VISA Debit Card wherever VISA cards are accepted.
- VISA Debit Cards are available to AGCU members over age 18 with accounts in good standing.
- Minors ages 16 and 17 can get a VISA Debit Card with a qualifying adult on the account as a joint owner.
How to Qualify
It’s easy to qualify for Free LoyaltyPlus Checking:
- Make at least 12 AGCU debit card purchases during the month
- Make at least one automatic deposit per month
- Enroll in e-statements
AGCU provides convenient tracking tools to manage your accounts and watch your progress.
In months when you don’t meet the minimum qualifications for the maximum APY, your money will still earn 0.01% APY.
