Loan Rates

Secured Auto Loans – Apply Now

Type
Term
APR*
New Auto Varies as low as 3.49%*
Used Auto Varies as low as 4.49%

* New auto only

Rates published are Annual Percentage Rates (APR). Rates start as low as the published rates. Your actual APR may differ based on your credit history, approved loan amount and term. All Credit Union loan programs, rates, terms and conditions apply.  AGCU strives to offer our members competitive loan rates. If a member is able to find a better rate for a new car loan, we will attempt to match or beat a competitor’s offer to as low as 2.24% – offer is subject to meeting certain criteria and subject to change without notice. For current rates, call Member Services 866-508-AGCU (2428)


Boat, RV, Motorcycle & Other Secured Loans – Apply Now

Type Term
APR*
Boat Varies as low as 5.49%
RV Varies as low as 5.49%
Motorcycle Varies as low as 5.49%
Other Secured
Varies as low as 5.49%

Rates effective as of 10/1/22. Rates are subject to change without notice.

 


Line of Credit (LOC) & Signature Loans – Apply Now

Type
Term APR*
Line of Credit Varies as low as 10.64%
Signature Varies as low as 10.14%

Rates effective as of 10/1/22. Rates are subject to change without notice.

 


Share Secured Loans – Apply Now

Type
Approximate Term APR*
Share Secured
up to 84 Months Share Rate + 1.00
(Floor 2.99%)

Rates effective as of 10/1/22. Rates are subject to change without notice.


Mortgages – Apply Now

Type Rate
1st Mortgage – 10 Year Fixed **call for quote
1st Mortgage – 15 Year Fixed **call for quote
1st Mortgage – 20 Year Fixed **call for quote
1st Mortgage – 30 Year Fixed **call for quote
2nd Mortgage **call for quote
Home Equity Line of Credit as low as 7.00%

Rates effective as of 9/1/22. Rates are subject to change without notice.

*APR – Annual Percentage Rate

†Based on $150,000 loan with 80% loan to value, 740 credit score, and 30-year term. Loan rates subject to change at any time. Mortgage loans are available nationwide, excluding New York. Loans subject to credit approval and to the credit union’s eligibility requirements. See credit union for complete details.

**Loan Rates subject to change daily. Please call for a rate quote.


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