Mortgage Checklist

If purchasing a home, you’ll need:

• Copy of one current pay stub, per borrower, reflecting current and year to date earnings
• Copy of 2 years W-2 forms
• Copies of account statements for last 1 month (bank, savings, retirement, investment)
• Final real estate sales contract, signed by both parties
• Copy of most recent 2 years tax returns (if self-employed, missionary, or using 1099, K1, or Social Security income)

If refinancing a First Mortgage, you’ll need:

• Copy of one current pay stub, per borrower, reflecting current and year to date earnings
• Copy of 2 years W-2 forms
• A copy of your real estate taxes statement (must show assessed value)
• A copy of your homeowner’s insurance policies declaration page (must show coverage of dwelling)
• A copy of your most recent mortgage statement
• Copy of Trust if the property is in a Trust
• Copy of most recent 2 years tax returns (if self-employed, missionary, or using 1099, K1, or Social Security income)

If Home Equity Line of Credit you’ll need:

• Copy of one current pay stub, per borrower, reflecting current and year to date earnings
• A copy of your most recent mortgage statement
• A copy of your homeowner’s insurance policies declaration page (must show coverage of dwelling)
• Copy of Trust if the property is in a Trust
• Copy of most recent 2 years tax returns (if self-employed, missionary, or using 1099, K1, or Social Security income)