Financial Services For Businesses

Account Services for Businesses and Ministries

We are here to serve you! With your AGCU account, you have access to other services available with us. Let us know how we can help you!

Online Banking for Business, Ministry and Nonprofit Accounts

Online banking with AGCU is included with your business, ministry, and nonprofit checking and savings accounts. Some of the features included with your online business banking account include:

  • Free online banking
  • Available 24/7 access to your account information
  • Easily transfer money between accounts
  • Access to our online bill payment software
  • Track your cash flow and more
  • eStatements

Bill Pay for Your Organization

Want the convenience of paying your bills online? Sign up for our FREE Bill Pay service and you can enjoy the freedom of paying your bills online anytime.*

To sign up for Bill Pay, log in to Online Banking and click on the “Bill Pay” tab.
If you are not enrolled in Online Banking, contact us to sign up.

Bill Pay payments work exactly like writing a check, so funds will clear your account when they are cashed at the payee’s financial institution.

If funds are not available in your account, Bill Pay will try again the next business day, and then either send the payment if the funds are available or send an email to the member that it was canceled due to non-sufficient funds.

You can see copies of your Bill Pay checks with your account number and AGCU routing number when you log in to Online Banking and review your account activity

*There is a $2,500 daily limit on Bill Pay transactions. Bill Pay is linked to checking accounts only. It cannot be linked to pay from savings accounts, health savings accounts, etc.

Free, Easy Mobile Banking

Free mobile banking is essential for any individual and any business or organization. Mobile banking with AGCU is secure, convenient and easy to use. Here are some of the things you can do with our online banking service:

  • Deposit checks
  • Transfer funds
  • Pay bills
  • View account activity & balances

To get started, simply download the free Mobile Banking app from the App Store or Google Play store.

Enroll in Mobile Banking today to start enjoying all of the conveniences listed above! Contact us at (417)831-4398 or toll-free 1-866-508-2428.

Mobile Check Deposit

With the AGCU, mobile banking app, you have the option to deposit checks right from your phone. Making mobile deposits is an easy process, and we’ve outlined the steps you need for both Apple devices and Android devices.

After you’ve made your deposit, your funds should be processed to your bank account in 2 hours. You will also receive verification of your deposits via email.

If you’re making a mobile deposit, be sure to sign the back of the check as the payee and mark the “CHECK HERE IF MOBILE DEPOSIT” box located below the endorsement line.

If a Mobile Deposit check box is not present, please sign your name as the payee and write “For Mobile Deposit Only” below your signature

Once deposited, please retain the check for 6 months

Mobile Deposit Limits

Limitations do exist for the number of mobile deposits you can make daily and monthly. These include:

  • Consumer accounts – Daily limit will be $2,000 and the monthly limit will be $3,000
  • Business accounts – Daily limit will be $10,000 and the monthly limit will be $50,000
  • Deposit Times – Approved deposits will post to the account in two (2) hours or less

You can always deposit a check in-person at your nearest branch.

*Availability may be affected by your mobile device’s coverage area, operating system, and capabilities. Wireless carrier fees may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. Must be enrolled in Online Banking to use Mobile Banking service.

Questions? Contact Us.

Contact one of our representatives today to open your account! Call (417) 831-4398 or fill out our contact form, and we will reach out to you!

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