There are many benefits to opening a savings account with AGCU. These include:
Grow your savings faster and earn higher dividends with easy access to funds. The benefits of opening a free, easy-to-use money market savings account include:
If you have an HSA-qualified high deductible health plan (HDHP), you may be eligible to open a Health Savings Account. With an HSA, you can save money for medical expenses* while earning a high rate of dividends on the account.
When using an HSA account with AGCU, you receive:
The balance in your HSA rolls over year after year. With AGCU, there is no “use it or lose it” rule.
The money from your HSA account can be used to pay for qualified medical expenses for yourself, your spouse and dependent children.
HSAs are portable. You can keep it even if you: change jobs, change medical coverage, become unemployed, move to another state, or change marital status.
For more information about HSAs (including annual contribution rates), visit the Internal Revenue Service HSA website.
*includes most medical care and services, dental care, vision care, and prescriptions
In order to serve our members nationwide and in more than 190 countries around the world, you have access to your money at nearly 30,000 surcharge-free ATMs in the United States and Canada and can make deposits to your account at over 9,000 deposit-taking ATMs through the CO-OP ATM Network. Plus. just like visiting an AGCU branch, members also have access to their accounts at over 5,000 Shared Branches nationwide through CO-OP Shared Branches.
Each account is insured by the National Credit Union Administration (NCUA) to at least $250,000. Additional coverage of up to $250,000 per depositor for other types of accounts, such as IRAs, is also available. For more information about your account’s coverage, see the NCUA’s insurance estimator here or contact us. NCUA maintains one of the largest and strongest levels of financial reserves in America and is backed by the full faith and credit of the United States Government.