Financial Services For Businesses

Merchant Services for Businesses

We offer a variety of solutions to help you focus on your business and improve the way you interact with your clientele.  Make it easier for customers to pay by accepting credit and debit cards. Whether your business already accepts cards or you’re new to it, we have the right solution to help you pay less in fees.

Remote Deposit Capture (RDC)

Simplify depositing checks into your account by using a scanner at your office. With an RDC scanner, you can combine payments from multiple locations into one centralized account, make deposits when and where you want, and integrate with your accounting software for an even smoother financial solution.

Point of Sale AGCU's point of sale computer and card reader

Grow your business with a POS system that’s designed to grow with you. Ring up sales in store, online or on the go. Already have a POS system? Let us analyze your current processing charges and see what you can save.


Keep more of your hard-earned dollars in your business. AGCU processing can connect with a wide variety of e-commerce solutions. Set up a free analysis and see what you could be saving

Setting up an ACH Transfer with AGCU

ACH External Transfers

What is ACH and how do I use it? “ACH” stands for Automated Clearing House. It is a method of dispersing funds via electronic means instead of writing paper checks. There is no uncertainty with delays caused by utilizing the mail or misplacing checks at the recipient’s place of business, and the risk of theft is greatly reduced. Learn more about ACH transfers and payments.

Click here to download the simple instructions so you can easily set up and initiate ACH requests between your AGCU account and other financial institutions through Online Banking

Wire Transfers

AGCU provides incoming wire transfers without surcharge. Members receiving funds by wire transfer should use the following instructions to ensure proper and prompt credit to their account.  Receiving members should provide all information to the wire sender or wiring institution.

Send and receive wires with your account.

CO-OP ATM & Shared Branch Networks

In order to serve our members nationwide and in more than 190 countries around the world, you have access to your money at nearly 30,000 surcharge-free ATMs in the United States and Canada and can make deposits to your account at over 9,000 deposit-taking ATMs through the CO-OP ATM Network. Plus, members also have access to their accounts at over 5,000 Shared Branches nationwide through CO-OP Shared Branches.

Contact one of our representatives today to open your account! Call (417) 831-4398 or fill out our contact form, and we will reach out to you!

Banking With A Purpose

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